CENTURY 21 Edge
$575,0003 bd2 ba2,122 sqft$271 /sqft$4,240 /mo all-in ↓

12731 RAINWASHED LOOP, PARRISH, FL, 34219

Active24 days on marketListed Jun 18, 2026MLS #A4697471

Priced 5% below the Cross Creek medianPrivate poolSingle Family ResidenceCROSS CREEK PH I SUBPH B & C

About this home

12731 RAINWASHED LOOP

Welcome to this beautifully appointed coastal-inspired Pool home featuring HURRICANE IMPACT WINDOWS and DOORS throughout, offering exceptional storm protection, energy efficiency, and peace of mind. Designed with an open-concept floor plan, this residence seamlessly blends luxury, comfort, and effortless Florida living with spacious living areas filled with natural light and thoughtful upgrades at every turn. The gourmet kitchen is a chef's dream, featuring stunning quartz countertops, stainless steel appliances, a gas range, upgraded fixtures, and ample space for gathering with family and friends.The dedicated office showcases luxury vinyl plank flooring, while tile flooring extends throughout the main living areas and primary suite for both style and durability.The spacious primary suite serves as a private retreat, complete with a large walk-in closet and a luxurious en-suite bath featuring dual vanities, quartz countertops, and an oversized walk-in shower. The split floorplan offers two more bedrooms and a bathroom with quartz counters on the other side of the home. Pocket sliding glass doors open completely to the lanai, creating the ultimate indoor-outdoor entertaining experience and allowing you to fully embrace Florida's year-round lifestyle. Additional upgrades include 8-foot interior doors throughout making the home feel extra open and grand and a built-in indoor/outdoor speaker system, perfect for entertaining both inside and out. Step outside to the backyard oasis featuring a resort-style, heated, salt water pool surrounded by mature landscaping that provides privacy and a serene atmosphere. The home is also pre-plumbed for an outdoor kitchen. Whether enjoying a quiet evening by the pool or entertaining, this outdoor retreat is designed for relaxation and enjoyment. Cross Creek offers resort style amenities including cable and internet, a clubhouse, community pool with water slide, splash pad, playground, dog park and walking trails all included in the hoa. The community is just minutes from Parrish's medical offices, shopping, dining, golf, nature trails, and just down the road from the Ft Hamer bridge for quick access into Lakewood Ranch and the pristine Gulf Coast beaches.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,122

Sqft

0.16 ac

Lot size

2

Garage

2023

Year built

One

Levels

$271

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$107/mo
Taxes (2025)$7,852/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,240 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$654
HOA fee — from the listing$107
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$4,240/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$654
HOA / condo fee$107
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$495KedgeAI estimate $557,817 · range $516K$577K$600K

vs edgeAI estimate

+3.1%

$/sqft vs Parrish actives

$271 vs $206

Days on market

24 vs 42 typical

Where $271/sqft sits among the 400 Parrish actives

101
120
75
54
19 · this home
31
$155–183$183–211$211–239$239–267$267–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cross Creek

Map of 12731 RAINWASHED LOOP inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)64 min

Get to know Parrish. See the full Parrish guide →

Cross Creek — neighborhood snapshot

Population

836

Median age

39

Median income

$111,555

Median home value

$476,200

Avg household

3

Households w/ children

108

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

202 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the Cross Creek median. See the full Parrish market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $575,000 · 24 days on market since
2023Built · CROSS CREEK PH I SUBPH B & C

Reality check

What actually sold near 12731 RAINWASHED LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12840 24TH STREET CIRCLE EASTSold · Jun ’26

$535,000

12840 24TH STREET CIRCLE EAST

3 bd · 2 ba · 2,159 sqft · $248/sqft · 74 DOM

12628 30TH STREET CIRCLE ESold · Mar ’26

$499,900

12628 30TH STREET CIRCLE E

4 bd · 2 ba · 2,160 sqft · $231/sqft · 39 DOM

2302 123RD PLACE ESold · Oct ’25

$360,000

2302 123RD PLACE E

3 bd · 2 ba · 2,163 sqft · $166/sqft · 404 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Demo Account

Your agent

Demo Account

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12731 RAINWASHED LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12731 RAINWASHED LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Demo's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12731 RAINWASHED LOOP FAQs

What would the monthly payment be for 12731 RAINWASHED LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,240/mo — principal and interest, the actual property-tax bill, the $107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12731 RAINWASHED LOOP?+

The association fee works out to $107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12731 RAINWASHED LOOP?+

The most recent tax bill on record (2025) was $7,852. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12731 RAINWASHED LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $575,000, this home is listed about 36% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 12731 RAINWASHED LOOP?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the Cross Creek market on paper

$575,000 is 5% below the Cross Creek median of $607,495.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Esmeralda Rico. MLS #A4697471.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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