CENTURY 21 Edge
$450,0002 bd2 ba1,400 sqft$321 /sqft$3,586 /mo all-in ↓

10530 BOARDWALK LOOP UNIT 304, BRADENTON, FL, 34202

Active29 days on marketListed Aug 22, 2026MLS #A4697857

Priced 22% below the BRADENTON 34202 medianWaterfrontCondominiumWATERFRONT AT MAIN STREET PH 1

About this home

10530 BOARDWALK LOOP UNIT 304

Wake up to sweeping panoramic views of Lake Uihlein, savor your morning coffee from the privacy of your covered balcony, and end each day, overlooking spectacular sunsets shimmering across the water. This third-floor “Barbados” residence at Waterfront at Main Street delivers an exceptional blend of waterfront beauty, refined design and effortless, maintenance-free living—all within one of Lakewood Ranch’s most vibrant and walkable destinations. Offering approximately 1,400 square feet, the residence is designed to showcase the view from the moment you step inside. Expansive walls of glass frame the sparkling lake, while soaring tray ceilings, oversized polished porcelain tile and sophisticated contemporary finishes create a bright, elegant atmosphere. The open-concept great room and dining area extend seamlessly onto the covered balcony, creating the perfect setting for entertaining, relaxing, or simply enjoying the ever-changing waterfront scenery. At the heart of the home, the designer kitchen makes a striking impression with rich espresso cabinetry, quartz countertops, stainless steel appliances, a contemporary tile backsplash and an oversized island that is enhanced by custom stone detailing. Stylish and functional, it offers generous space for preparing meals, gathering with guests, or enjoying a casual glass of wine overlooking the lake. The sought-after split-bedroom floor plan provides excellent privacy for owners and guests. Both bedrooms are privately positioned in their own peaceful wing. The primary suite features a double-door entry, direct balcony access, a custom-organized walk-in closet and a sleek electric fireplace that adds warmth and ambiance. The spa-inspired ensuite bath includes dual vanities, an oversized walk-in shower and a separate linen tower. Double privacy doors open to a versatile den, perfectly suited for a private home office, library, media room or additional guest accommodations. Further highlights include impact-resistant windows and sliding glass doors, a spacious laundry room, assigned covered parking within the secure under-building garage, a private storage locker and convenient elevator access. If you are looking for a property available immediately, walkable distance, with gorgeous water views, look no further! Waterfront residents enjoy an impressive collection of resort-style amenities set against the backdrop of Lake Uihlein, including a heated saltwater pool and spa, fitness center, elegant clubhouse, outdoor kitchen and grilling stations, fire pit, scenic walking paths and direct lake access for kayaking and paddleboarding. Beyond this gated entry community, the best of Lakewood Ranch is quite literally at your doorstep. Stroll to Main Street’s popular restaurants, boutiques, movie theater, live entertainment and year-round community events, while award-winning golf courses, Lakewood Ranch Medical Center, shopping and countless recreational opportunities are only minutes away. Whether envisioned as a luxurious primary residence, seasonal retreat, or investment property, this exceptional waterfront residence offers far more than a beautiful home—it offers a front-row seat to the Lakewood Ranch lifestyle!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,400

Sqft

1.31 ac

Lot size

1

Garage

2017

Year built

One

Levels

$321

Per sqft

WaterfrontFireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Zoned

Outside & construction

RoofBuilt-Up · Concrete · Membrane
ConstructionBlock · Concrete · Stucco
FoundationBlock · Slab
ViewTrees/Woods · Water
FacesSouth
ParkingAssigned · Covered · Ground Level · Under Building
ExteriorBalcony

Community & fees

HOA fee$4/mo
Taxes (2025)$6,887/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityLake · Water Access · Waterfront · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,586 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$574
Condo fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,586/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$574
HOA / condo fee$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$277KedgeAI estimate $340,908 · range $289K$478K$497K

vs edgeAI estimate

+32%

$/sqft vs Bradenton actives

$321 vs $241

Days on market

29 vs 56 typical

Where $321/sqft sits among the 400 Bradenton actives

123
116
77 · this home
40
18
26
$130–194$194–259$259–323$323–387$387–452$452+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34202 — neighborhood snapshot

Population

27,237

Median age

54.2

Median income

$123,210

Median home value

$620,700

Avg household

2.51

Households w/ children

2,347

For the school run

Manatee County School District

MiddleBraden River Middle School★★★★★
ElementaryBraden River Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

254 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the BRADENTON 34202 median. See the full Bradenton market guide →

Paper trail

This home's history

Aug 22, 2026Listed at $450,000 · 29 days on market since
2017Built · WATERFRONT AT MAIN STREET PH 1

Reality check

What actually sold near 10530 BOARDWALK LOOP UNIT 304

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10530 BOARDWALK LOOP UNIT 201Sold · Dec ’25

$540,000

10530 BOARDWALK LOOP UNIT 201 · same community

3 bd · 2 ba · 1,558 sqft · $347/sqft · 242 DOM

10530 BOARDWALK LOOP UNIT 601Sold · Jan ’26

$960,000

10530 BOARDWALK LOOP UNIT 601 · same community

3 bd · 2.5 ba · 2,306 sqft · $416/sqft · 15 DOM

10520 BOARDWALK LOOP UNIT 202Sold · Jan ’26

$420,000

10520 BOARDWALK LOOP UNIT 202

2 bd · 2 ba · 1,400 sqft · $300/sqft · 172 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10530 BOARDWALK LOOP UNIT 304 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10530 BOARDWALK LOOP UNIT 304 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10530 BOARDWALK LOOP UNIT 304 FAQs

What would the monthly payment be for 10530 BOARDWALK LOOP UNIT 304?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,586/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10530 BOARDWALK LOOP UNIT 304?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10530 BOARDWALK LOOP UNIT 304?+

The most recent tax bill on record (2025) was $6,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10530 BOARDWALK LOOP UNIT 304?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $450,000, this home is listed about 15% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10530 BOARDWALK LOOP UNIT 304?+

Braden River Middle School (middle), Braden River Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON 34202 market on paper

$450,000 is 22% below the BRADENTON 34202 median of $579,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Braden River Middle School, Braden River Elementary School, Lakewood Ranch High School — Braden River Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA VIP REALTY INC · Helene Frudakis. MLS #A4697857.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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