CENTURY 21 Edge
$2,000,0003 bd3 ba3,072 sqft$651 /sqft$12,740 /mo all-in ↓

832 BLUE SHELL LOOP, SARASOTA, FL, 34240

Active25 days on marketListed Jun 26, 2026MLS #A4697934

New constructionWaterfrontPrivate poolSingle Family ResidenceSHELLSTONE

About this home

832 BLUE SHELL LOOP

Virtually Staged. Experience the pinnacle of lakefront luxury in Shellstone at Waterside with this pristine, move-in-ready Portside Model by Homes by Towne. Skip the build delays and step into a masterpiece featuring a zero-carpet interior with premium wood-look plank tile, elegant step-tray ceilings throughout, and upgraded insulation for enhanced energy efficiency and year-round comfort. The grand great room anchors the home, showcasing a custom fireplace with a floor-to-ceiling tiled wall and LED accent lighting. A chef’s dream, the professional Monogram kitchen boasts Level 6 solid wood cabinetry, a 36” gas cooktop, high-end appliances, designer butler’s pantry with a wine cooler, and upgraded under- and over-cabinet lighting that beautifully enhances both function and ambiance. Ultra-premium Calacatta Elysio quartz runs consistently through the kitchen and all bathrooms. Outdoors, enjoy a private paradise with a custom Pebble Tec saltwater pool featuring dual waterfalls, a sun shelf with bubblers, and an upgraded paver lanai, all framed by an Open View screen cage for unobstructed, spectacular lake views. Built for ultimate security and efficiency, this pre-wired smart home includes full hurricane-impact glass, a high-efficiency Trane HVAC system, a tankless gas water heater, and a 4-camera CCTV system. The 3-car garage features polyaspartic flooring and an EV charging circuit, alongside rough-ins for a future outdoor kitchen and whole-home generator. Shellstone offers a premier, maintenance-included lifestyle with access to The Summit’s resort-style pool and fitness center, plus Midway Park’s pickleball and tennis courts. Just minutes from Waterside Place, UTC, and Sarasota’s world-class beaches, this exceptional home delivers luxury, comfort, and convenience in one remarkable package. Is this home your perfect match?

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,072

Sqft

0.23 ac

Lot size

3

Garage

2026

Year built

One

Levels

$651

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringReclaimed Wood · Tile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewWater
FacesSouth
ParkingGarage Door Opener · Garage Faces Side
ExteriorFrench Doors · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$426/mo
Taxes (2025)$7,345/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,740 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,792
PMI (est., until 20% equity)$750
Property tax — 2025 actual bill$612
HOA fee — from the listing$426
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $200,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $200,000
Interest rate6.00%
Loan term

Estimated payment

$12,740/mo

Principal & interest$10,792
PMI (est., until 20% equity)$750
Property taxes (actual bill)$612
HOA / condo fee$426
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.9MedgeAI estimate $2,031,954 · range $1.9M$2.4M$2.5M

vs edgeAI estimate

−1.6%

$/sqft vs Sarasota actives

$651 vs $329

Days on market

25 vs 58 typical

Where $651/sqft sits among the 400 Sarasota actives

227
63
29 · this home
26
19
36
$153–389$389–625$625–861$861–1097$1097–1333$1333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 832 BLUE SHELL LOOP

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34240 — neighborhood snapshot

Population

16,356

Median age

51.4

Median income

$126,048

Median home value

$622,100

Avg household

2.55

Households w/ children

1,604

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

145 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 187% above the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $2,000,000 · 25 days on market since
2026Built · SHELLSTONE

Reality check

What actually sold near 832 BLUE SHELL LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9015 AMBER PEN DRIVESold · Jun ’26

$1,438,234

9015 AMBER PEN DRIVE · same community

3 bd · 3 ba · 2,812 sqft · $511/sqft · 0 DOM

9192 FLORIDA ROCK TRAILSold · Nov ’25

$967,893

9192 FLORIDA ROCK TRAIL · same community

2 bd · 2 ba · 2,078 sqft · $466/sqft · 0 DOM

2448 STAR APPLE WAYSold · Apr ’26

$730,000

2448 STAR APPLE WAY

4 bd · 4.5 ba · 3,019 sqft · $242/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 832 BLUE SHELL LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 832 BLUE SHELL LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

832 BLUE SHELL LOOP FAQs

What would the monthly payment be for 832 BLUE SHELL LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,740/mo — principal and interest, the actual property-tax bill, the $426/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 832 BLUE SHELL LOOP?+

The association fee works out to $426 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 832 BLUE SHELL LOOP?+

The most recent tax bill on record (2025) was $7,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 832 BLUE SHELL LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $2,000,000, this home is listed about 251% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 832 BLUE SHELL LOOP?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,000,000 runs 187% above the SARASOTA 34240 median — but at 3,072 sqft it's also nearly twice the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HOUSE MATCH · Rachel Woodruff, PA. MLS #A4697934.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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