5400 ALMAR DRIVE, PUNTA GORDA, FL, 33950
Active42 days on marketListed Jun 24, 2026MLS #A4698002
About this home
5400 ALMAR DRIVE
Welcome to 5400 Almar Drive, a rare waterfront gem situated on a quiet dead-end street in one of Punta Gorda Isles' most desirable sailboat-access neighborhoods. Offering exceptional boating convenience, this property provides quick access to Charlotte Harbor via Buckley's Pass, putting world-class boating and fishing right at your doorstep. Boaters will appreciate the impressive waterfront setup featuring over 70 feet of concrete seawall, a 10,000-pound boat lift, and a concrete dock ready for your next adventure. Even better, the seawall is maintained as part of the Punta Gorda Isles canal system, providing owners with added peace of mind and one less major expense to worry about. This beautifully updated home offers 3 bedrooms, 2 bathrooms, and a floor plan unlike the typical PGI layout. The oversized primary suite is truly one-of-a-kind, featuring an expansive bedroom, a private sitting area, and additional flex space perfect for a home office, reading room, fitness area, nursery, or personal retreat. The primary suite's most captivating feature is its private observation deck overlooking the tropical surroundings and waterfront community. Imagine starting your mornings with coffee as the sun rises or unwinding in the evening with a glass of wine while enjoying Southwest Florida's spectacular sunsets. It's the perfect place to relax, recharge, and enjoy the lifestyle you've worked so hard to achieve. After experiencing this private retreat, you may find yourself asking, "Why would I ever want to leave?" Recent updates and improvements include a beautifully remodeled kitchen featuring quartz countertops, stainless steel appliances, updated cabinetry, luxury vinyl plank flooring, remodeled bathrooms, fresh interior and exterior paint, and a newer transferable metal roof. The plumbing has been updated, and recessed lighting, ceiling fans, and light fixtures have been thoughtfully replaced throughout the home. Several windows and doors have also been upgraded, including the front bay window and windows in the family room and living room. Additional improvements include a new air conditioning system installed in 2023, a completely new irrigation system installed in 2022, including a replacement boat lift and updated pool cage screening and hardware. Natural light pours throughout the home thanks to a beautiful skylight, creating a bright and inviting atmosphere. Step outside to your spacious screened pool area, complete with a hot tub, fenced backyard, and lush, meticulously maintained landscaping. Whether entertaining family and friends or enjoying a quiet evening under the stars, this outdoor oasis embodies the very best of Florida waterfront living. The extra-deep two-car garage provides abundant storage space and features a rear garage door for convenient access to the backyard and waterfront area. Located just minutes by boat to Charlotte Harbor and only a short drive to downtown Punta Gorda's restaurants, shopping, parks, marinas, and waterfront attractions, this exceptional property combines luxury, convenience, and the ultimate Southwest Florida boating lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,259
Sqft
0.22 ac
Lot size
2
Garage
1990
Year built
Two
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,447 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,447/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24%
$/sqft vs PUNTA GORDA ISLES SEC 14
$266 vs $406
Days on market
42 vs 60 typical
Where $266/sqft sits among the 21 homes for sale in PUNTA GORDA ISLES SEC 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
9 of 21
PUNTA GORDA ISLES SEC 14 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5400 ALMAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$610,000
1346 OSPREY DRIVE · same community
3 bd · 2.5 ba · 2,276 sqft · $268/sqft · 38 DOM
Sold · Apr ’26$1,120,000
3605 TOWHEE COURT · same community
3 bd · 3 ba · 2,209 sqft · $507/sqft · 17 DOM
Sold · Mar ’26$870,000
3400 NIGHTHAWK COURT · same community
3 bd · 2 ba · 2,185 sqft · $398/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5400 ALMAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5400 ALMAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5400 ALMAR DRIVE FAQs
What would the monthly payment be for 5400 ALMAR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,447/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5400 ALMAR DRIVE?+
The most recent tax bill on record (2025) was $9,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5400 ALMAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $600,000, this home is listed about 76% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5400 ALMAR DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$600,000 runs 125% above the PUNTA GORDA 33950 median — but at 2,259 sqft it's also 34% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $725,000, now $600,000 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EPIQUE REALTY INC. · Vickie Townes, PA. MLS #A4698002.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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