736 VISTA DEL SOL LANE, PANAMA CITY, FL, 32404
Active46 days on marketListed Jun 29, 2026MLS #A4698453
About this home
736 VISTA DEL SOL LANE
This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in Laird Bayou Subdivision, the property features 0.78 acres of wooded terrain. Well and septic are required. Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities. Whether you’re looking for a private retreat, a development opportunity, or a long-term investment, this lot provides the flexibility and location to suit your needs. Listing is for land only and comes As Is.
Facts & features
The home at a glance
0.78 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$416 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$416/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Laird Bayou
Get to know Panama City. See the full Panama City guide →
Laird Bayou — neighborhood snapshot
Population
149
Median age
61
Median income
$54,744
Median home value
$334,700
Avg household
2
Households w/ children
10%
For the school run
Bay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Panama City market
$250K → $54K
Panama City median sold, yr/yr
90.7%
Sale-to-list ratio (12 mo)
Median sold price, Panama City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the PANAMA CITY 32404 median. See the full Panama City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 736 VISTA DEL SOL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 736 VISTA DEL SOL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
736 VISTA DEL SOL LANE FAQs
What would the monthly payment be for 736 VISTA DEL SOL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 736 VISTA DEL SOL LANE?+
The association fee works out to $0 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 736 VISTA DEL SOL LANE?+
The most recent tax bill on record (2025) was $335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 736 VISTA DEL SOL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Panama City?+
At $35,999, this home is listed about 86% below the Panama City median of $257,000. The market section on this page shows how the area is trending.
Which schools are assigned to 736 VISTA DEL SOL LANE?+
Callaway Elementary School (elementary), Rutherford High School (high) — Bay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW ALLIANCE GROUP REALTY · Zach Hilferding. MLS #A4698453.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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