3115 BAY DRIVE, BRADENTON, FL, 34207
Active27 days on marketListed Jul 1, 2026MLS #A4698777
About this home
3115 BAY DRIVE
Enjoy the Florida lifestyle in this spacious 3-bedroom, 2.5-bath pool home located on Bay Drive in the desirable Bayshore Gardens community, just across the street from Sarasota Bay. This well-maintained home features ceramic tile and terrazzo flooring throughout, along with a comfortable floor plan designed for everyday living. The spacious living room opens to a bright Florida room, while the separate dining area provides the perfect setting for family meals or entertaining. The kitchen is equipped with stainless steel appliances and is adjacent to a versatile bonus room that would make an ideal home office, den, or playroom. The bonus room also offers convenient access to the laundry room and half bath. The primary suite features an en-suite bathroom and two walk-in closets, while two additional bedrooms provide ample space for family or guests Step outside to your own private backyard retreat with a sparkling in-ground pool surrounded by mature landscaping—perfect for enjoying Florida’s year-round sunshine. Conveniently located near the Bayshore Gardens marina, public boat ramp, shopping, restaurants, SRQ Airport, IMG Academy, downtown Sarasota, and the area’s beautiful Gulf beaches, this home offers comfort, convenience, and an exceptional location.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,830
Sqft
0.2 ac
Lot size
1960
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$2 vs $241
Days on market
27 vs 53 typical
Where $2/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Shore Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Bay Shore Gardens — neighborhood snapshot
Population
5,999
Median age
56
Median income
$58,694
Median home value
$203,738
Avg household
2
Households w/ children
373
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
190 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the BRADENTON 34207 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3115 BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$285,000
3108 SMITH AVENUE · same community
3 bd · 2 ba · 1,390 sqft · $205/sqft · 171 DOM
Sold · Mar ’26$298,000
6616 AUBURN AVENUE · same community
3 bd · 2 ba · 1,292 sqft · $231/sqft · 7 DOM
Sold · Apr ’26$330,000
3015 FLORIDA BOULEVARD · same community
3 bd · 2 ba · 1,212 sqft · $272/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3115 BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3115 BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3115 BAY DRIVE FAQs
What would the monthly payment be for 3115 BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $187/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3115 BAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $3,700, this home is listed about 99% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 3115 BAY DRIVE?+
Bayshore Elementary School (elementary), Bayshore High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SARABAY REAL ESTATE INC · Lisa Kartz. MLS #A4698777.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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