
2089 GULF OF MEXICO DRIVE UNIT G1-104, LONGBOAT KEY, FL, 34228
Active22 days on marketListed Jul 29, 2026MLS #A4701369
About this home
2089 GULF OF MEXICO DRIVE UNIT G1-104
Virtually Staged. Experience Gulf-front living at its absolute finest in this extraordinary, completely reimagined residence at Seaplace on Longboat Key. Perfectly positioned on the first floor with unobstructed, direct views of the Gulf of Mexico, this exceptional two-bedroom, two-bath condominium offers the rare opportunity to walk directly from your private covered terrace onto the beautifully landscaped grounds and pristine white sand beach. Taken down to the studs and masterfully rebuilt, every detail of this home has been thoughtfully curated with uncompromising quality and timeless coastal elegance. Wide-plank herringbone flooring flows throughout the residence, complementing the open-concept design and creating a warm yet sophisticated atmosphere. The chef's kitchen is truly stunning, featuring custom cabinetry, quartz countertops, designer tile backsplash, premium appliances, beverage refrigerator, oversized island, floating shelves, custom range hood, and abundant storage—perfect for entertaining while enjoying breathtaking Gulf views. The spacious living area is anchored by a custom-built entertainment wall complete with a sleek linear fireplace, floating shelves, ambient lighting, and extensive built-in cabinetry. Wake each morning to panoramic Gulf views from the primary suite, complete with a custom-designed walk-in closet and an elegant spa-inspired bathroom featuring dual vanities, premium fixtures, and an oversized walk-in shower. The beautifully renovated guest bedroom and bathroom provide luxurious accommodations for family and friends. Additional upgrades include: Tankless water heater, Designer lighting throughout, Custom built-ins, Impact-rated sliding glass doors and windows, Premium interior doors and trim, Covered parking, Exceptional storage throughout The expansive covered terrace becomes an extension of your living space, offering the perfect setting for morning coffee, sunset cocktails, or simply listening to the soothing sound of the waves. Just steps away are miles of sugar-white sand and turquoise Gulf waters. Residents of Seaplace enjoy 24-hour guard-gated security, two resort-style swimming pools, tennis and pickleball courts, a fitness center, clubhouse, walking trails, and 42 acres of meticulously maintained beachfront grounds. This is more than a condominium—it is a rare opportunity to own one of Seaplace's finest Gulf-front residences, where luxury craftsmanship meets one of Longboat Key's most spectacular beachfront settings.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,257
Sqft
1974
Year built
One
Levels
$915
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,908 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,908/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.4%
$/sqft vs Longboat Key actives
$915 vs $682
Days on market
22 vs 93 typical
Where $915/sqft sits among the 241 Longboat Key actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longboat Key
Get to know Longboat Key. See the full Longboat Key guide →
LONGBOAT KEY 34228 — neighborhood snapshot
Population
7,512
Median age
71.5
Median income
$143,365
Median home value
$959,200
Avg household
1.8
Households w/ children
51%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $1.4M
Longboat Key median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
103 of 241
Longboat Key actives have cut their price
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 2089 GULF OF MEXICO DRIVE UNIT G1-104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$590,000
2089 GULF OF MEXICO DRIVE UNIT G1-104 · same community
2 bd · 2 ba · 1,257 sqft · $469/sqft · 7 DOM
Sold · May ’26$470,000
2039 GULF OF MEXICO DRIVE UNIT G3-203 · same community
2 bd · 2.5 ba · 1,214 sqft · $387/sqft · 21 DOM
Sold · Mar ’26$389,000
2055 GULF OF MEXICO DRIVE UNIT G2-214 · same community
1 bd · 1.5 ba · 1,094 sqft · $356/sqft · 190 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2089 GULF OF MEXICO DRIVE UNIT G1-104 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2089 GULF OF MEXICO DRIVE UNIT G1-104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2089 GULF OF MEXICO DRIVE UNIT G1-104 FAQs
What would the monthly payment be for 2089 GULF OF MEXICO DRIVE UNIT G1-104?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,908/mo — principal and interest, the actual property-tax bill, the $1,433/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2089 GULF OF MEXICO DRIVE UNIT G1-104?+
The association fee works out to $1,433 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2089 GULF OF MEXICO DRIVE UNIT G1-104?+
The most recent tax bill on record (2025) was $8,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2089 GULF OF MEXICO DRIVE UNIT G1-104?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $1,150,000, this home is listed about 21% above the Longboat Key median of $950,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2089 GULF OF MEXICO DRIVE UNIT G1-104?+
Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,150,000 runs 85% above the LONGBOAT KEY 34228 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,433/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MANGROVE REALTY ASSOCIATES · Michael Renick Pllc. MLS #A4701369.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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