CENTURY 21 Edge
$1,150,0002 bd2 ba1,257 sqft$915 /sqft$8,908 /mo all-in ↓

2089 GULF OF MEXICO DRIVE UNIT G1-104, LONGBOAT KEY, FL, 34228

Active22 days on marketListed Jul 29, 2026MLS #A4701369

WaterfrontCondominiumSEAPLACE I

About this home

2089 GULF OF MEXICO DRIVE UNIT G1-104

Virtually Staged. Experience Gulf-front living at its absolute finest in this extraordinary, completely reimagined residence at Seaplace on Longboat Key. Perfectly positioned on the first floor with unobstructed, direct views of the Gulf of Mexico, this exceptional two-bedroom, two-bath condominium offers the rare opportunity to walk directly from your private covered terrace onto the beautifully landscaped grounds and pristine white sand beach. Taken down to the studs and masterfully rebuilt, every detail of this home has been thoughtfully curated with uncompromising quality and timeless coastal elegance. Wide-plank herringbone flooring flows throughout the residence, complementing the open-concept design and creating a warm yet sophisticated atmosphere. The chef's kitchen is truly stunning, featuring custom cabinetry, quartz countertops, designer tile backsplash, premium appliances, beverage refrigerator, oversized island, floating shelves, custom range hood, and abundant storage—perfect for entertaining while enjoying breathtaking Gulf views. The spacious living area is anchored by a custom-built entertainment wall complete with a sleek linear fireplace, floating shelves, ambient lighting, and extensive built-in cabinetry. Wake each morning to panoramic Gulf views from the primary suite, complete with a custom-designed walk-in closet and an elegant spa-inspired bathroom featuring dual vanities, premium fixtures, and an oversized walk-in shower. The beautifully renovated guest bedroom and bathroom provide luxurious accommodations for family and friends. Additional upgrades include: Tankless water heater, Designer lighting throughout, Custom built-ins, Impact-rated sliding glass doors and windows, Premium interior doors and trim, Covered parking, Exceptional storage throughout The expansive covered terrace becomes an extension of your living space, offering the perfect setting for morning coffee, sunset cocktails, or simply listening to the soothing sound of the waves. Just steps away are miles of sugar-white sand and turquoise Gulf waters. Residents of Seaplace enjoy 24-hour guard-gated security, two resort-style swimming pools, tennis and pickleball courts, a fitness center, clubhouse, walking trails, and 42 acres of meticulously maintained beachfront grounds. This is more than a condominium—it is a rare opportunity to own one of Seaplace's finest Gulf-front residences, where luxury craftsmanship meets one of Longboat Key's most spectacular beachfront settings.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,257

Sqft

1974

Year built

One

Levels

$915

Per sqft

Waterfront

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorLiving Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock · Concrete · Metal Frame · Stucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

HOA fee$1,433/mo
Taxes (2025)$8,141/yr
PetsNo
CommunityAssociation Recreation - Owned · Clubhouse · Fitness Center · Gated Community - Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,908 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$678
Condo fee — from the listing$1,433
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$8,908/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$678
HOA / condo fee$1,433
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$771KedgeAI estimate $855,436 · range $803K$937K$1.2M

vs edgeAI estimate

+34.4%

$/sqft vs Longboat Key actives

$915 vs $682

Days on market

22 vs 93 typical

Where $915/sqft sits among the 241 Longboat Key actives

108
60 · this home
35
13
8
17
$369–652$652–936$936–1220$1220–1503$1503–1787$1787+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 2089 GULF OF MEXICO DRIVE UNIT G1-104

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

103 of 241

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $1,150,000 · 22 days on market since
1974Built · SEAPLACE I

Reality check

What actually sold near 2089 GULF OF MEXICO DRIVE UNIT G1-104

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2089 GULF OF MEXICO DRIVE UNIT G1-104Sold · Mar ’26

$590,000

2089 GULF OF MEXICO DRIVE UNIT G1-104 · same community

2 bd · 2 ba · 1,257 sqft · $469/sqft · 7 DOM

2039 GULF OF MEXICO DRIVE UNIT G3-203Sold · May ’26

$470,000

2039 GULF OF MEXICO DRIVE UNIT G3-203 · same community

2 bd · 2.5 ba · 1,214 sqft · $387/sqft · 21 DOM

2055 GULF OF MEXICO DRIVE UNIT G2-214Sold · Mar ’26

$389,000

2055 GULF OF MEXICO DRIVE UNIT G2-214 · same community

1 bd · 1.5 ba · 1,094 sqft · $356/sqft · 190 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2089 GULF OF MEXICO DRIVE UNIT G1-104 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2089 GULF OF MEXICO DRIVE UNIT G1-104 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2089 GULF OF MEXICO DRIVE UNIT G1-104 FAQs

What would the monthly payment be for 2089 GULF OF MEXICO DRIVE UNIT G1-104?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,908/mo — principal and interest, the actual property-tax bill, the $1,433/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2089 GULF OF MEXICO DRIVE UNIT G1-104?+

The association fee works out to $1,433 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2089 GULF OF MEXICO DRIVE UNIT G1-104?+

The most recent tax bill on record (2025) was $8,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2089 GULF OF MEXICO DRIVE UNIT G1-104?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,150,000, this home is listed about 21% above the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2089 GULF OF MEXICO DRIVE UNIT G1-104?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,150,000 runs 85% above the LONGBOAT KEY 34228 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,433/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MANGROVE REALTY ASSOCIATES · Michael Renick Pllc. MLS #A4701369.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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