CENTURY 21 Edge
$1,300,0002 bd2 ba1,316 sqft$988 /sqft$8,326 /mo all-in ↓

420 BEACH ROAD UNIT 508, SARASOTA, FL, 34242

Active2 days on marketListed Aug 8, 2026MLS #A4701533

WaterfrontCondominiumSIESTA GULF VIEW

About this home

420 BEACH ROAD UNIT 508

Virtually Staged. Rarely available 5th-floor residence in Siesta Gulf View’s coveted 08 stack. This exceptional beach retreat showcases an extended wrap balcony with unobstructed west and south panoramic views of Siesta Key’s white-sand beaches and glowing Gulf sunsets. Bathed in natural light, the spacious split-bedroom layout offers walk-in closets in both bedrooms, motorized storm shutters, an interior laundry room, and abundant flexibility to create a tailored coastal home—reimagine the breakfast nook as a den or keep the expansive office area. Offered for the first time in nearly 30 years, this is a rare opportunity to personalize a premier view property. Enjoy deeded beach access via the private community boardwalk, along with a pool, tennis, pickleball, fitness room, clubhouse with meeting room and kitchen, and beachside grilling and seating area—all within Siesta Gulf View’s intimate 59-residence setting, just two blocks to famous Siesta Key Village.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,316

Sqft

2.85 ac

Lot size

1

Garage

1980

Year built

One

Levels

$988

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete
FoundationPillar/Post/Pier
ViewWater
FacesEast
ParkingAssigned · Covered · Ground Level · Guest · Under Building
ExteriorBalcony · Hurricane Shutters · Irrigation System · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2025)$7,965/yr
PetsNumber Limit, Yes
CommunityGulf/Ocean Front · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,326 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property tax — 2025 actual bill$664
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $130,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $130,000
Interest rate6.00%
Loan term

Estimated payment

$8,326/mo

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property taxes (actual bill)$664
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$825KedgeAI estimate $1,002,414 · range $860K$1.1M$1.4M

vs edgeAI estimate

+29.7%

$/sqft vs Sarasota actives

$988 vs $344

Days on market

2 vs 63 typical

Where $988/sqft sits among the 400 Sarasota actives

226
57
34
34 · this home
20
29
$158–385$385–612$612–839$839–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota Beach

Map of 420 BEACH ROAD UNIT 508 inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Sarasota Beach — neighborhood snapshot

Population

1,618

Median age

66

Median income

$128,627

Median home value

$1,096,296

Avg household

2

Households w/ children

91%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

162 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 189% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Aug 8, 2026Listed at $1,300,000 · 2 days on market since
1980Built · SIESTA GULF VIEW

Reality check

What actually sold near 420 BEACH ROAD UNIT 508

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5920 MIDNIGHT PASS ROAD UNIT 704Sold · Jul ’26

$1,300,000

5920 MIDNIGHT PASS ROAD UNIT 704

2 bd · 2 ba · 1,334 sqft · $975/sqft · 144 DOM

5790 MIDNIGHT PASS ROAD UNIT 510Sold · Feb ’26

$925,000

5790 MIDNIGHT PASS ROAD UNIT 510

2 bd · 2 ba · 1,335 sqft · $693/sqft · 14 DOM

5790 MIDNIGHT PASS ROAD UNIT 408Sold · Dec ’25

$1,030,000

5790 MIDNIGHT PASS ROAD UNIT 408

2 bd · 2 ba · 1,335 sqft · $772/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 420 BEACH ROAD UNIT 508 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 420 BEACH ROAD UNIT 508 — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

420 BEACH ROAD UNIT 508 FAQs

What would the monthly payment be for 420 BEACH ROAD UNIT 508?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,326/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 420 BEACH ROAD UNIT 508?+

The most recent tax bill on record (2025) was $7,965. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 420 BEACH ROAD UNIT 508?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,300,000, this home is listed about 133% above the Sarasota median of $559,000. The market section on this page shows how the area is trending.

Which schools are assigned to 420 BEACH ROAD UNIT 508?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,300,000 runs 189% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Sarasota market that averages 63 — if it fits, move quickly.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Suki Scollo. MLS #A4701533.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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