CENTURY 21 Edge
$349,0003 bd2 ba1,350 sqft$259 /sqft$2,538 /mo all-in ↓

985 LIBERTY STREET, ENGLEWOOD, FL, 34223

Active1 days on marketListed Aug 15, 2026MLS #A4702962

Priced 9% below the ENGLEWOOD 34223 medianFully furnishedSingle Family ResidenceBAY HEIGHTS

About this home

985 LIBERTY STREET

Beautifully remodeled and tastefully decorated, this fully furnished home is move-in ready and ideally suited for Airbnb, vacation rental, or other income-producing opportunities. Located in a desirable CG zoning district, the property provides flexibility and a variety of possibilities for future use. Currently operating as an income property, the home features a brand-new kitchen, new flooring, and numerous upgrades throughout. Every room has been thoughtfully furnished and decorated to create a comfortable and welcoming atmosphere for guests while also making the home perfect for personal enjoyment. Step outside to a huge, fully fenced yard with plenty of space for pets, gardening, entertaining, or simply enjoying the Florida sunshine. The screened lanai provides a comfortable outdoor living area to relax and enjoy year-round. For those who love boating and being on the water, there are several boat ramps nearby, and the beautiful beach is just approximately 5 minutes away. The property also has parking space in front of the home for a smaller boat or Jet Ski, making it especially convenient for guests who bring their own watercraft and want to enjoy boating, fishing, and other water activities during their Florida vacation. Conveniently located near shopping, dining, and everyday amenities, with easy access to the beaches of Manasota Key, where you can enjoy beautiful Gulf Coast sunsets and everything the Florida lifestyle has to enjoy. Whether you choose to live here yourself or operate the property as an income-producing vacation rental, this home is perfectly suited for enjoying the Florida lifestyle, with exceptional flexibility for both personal and investment use.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,350

Sqft

0.17 ac

Lot size

1959

Year built

One

Levels

$259

Per sqft

FireplaceFurnished

Inside

FlooringVinyl
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorPrimary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesWest
ExteriorOther

Community & fees

Taxes (2025)$2,033/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,538 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$169
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,538/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$169
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$236KedgeAI estimate $264,364 · range $245K$336K$363K

vs edgeAI estimate

+32%

$/sqft vs Englewood actives

$259 vs $238

Days on market

1 vs 68 typical

Where $259/sqft sits among the 400 Englewood actives

170
116 · this home
57
17
12
28
$114–220$220–326$326–432$432–538$538–644$644+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 985 LIBERTY STREET

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$330K$365K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

181 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Aug 15, 2026Listed at $349,000 · 1 days on market since
1959Built · BAY HEIGHTS

Reality check

What actually sold near 985 LIBERTY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

218 S Shore Dr, Miami FL 33133Sold · Feb ’26

$2,500,000

218 S Shore Dr, Miami FL 33133 · same community

4 bd · 3 ba · 2,749 sqft · $909/sqft · 15 DOM

259 E Shore Dr, Miami FL 33133Sold · Jul ’26

$2,990,000

259 E Shore Dr, Miami FL 33133 · same community

4 bd · 3.5 ba · 2,772 sqft · $1,079/sqft · 159 DOM

251 E Shore Dr E, Miami FL 33133Sold · Feb ’26

$3,400,000

251 E Shore Dr E, Miami FL 33133 · same community

4 bd · 3 ba · 3,856 sqft · $882/sqft · 136 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 985 LIBERTY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 985 LIBERTY STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

985 LIBERTY STREET FAQs

What would the monthly payment be for 985 LIBERTY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,538/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 985 LIBERTY STREET?+

The most recent tax bill on record (2025) was $2,033. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $349,000, this home is listed about 3% below the Englewood median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 985 LIBERTY STREET?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ENGLEWOOD 34223 market on paper

$349,000 is 9% below the ENGLEWOOD 34223 median of $382,048, and at $259/sqft it sits under the Englewood average of $313.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 1 day on market in a Englewood market that averages 68 — if it fits, move quickly.

04Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE REAL ESTATE STORE · Natalia Berie. MLS #A4702962.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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