5955 MIDNIGHT PASS ROAD UNIT 20E, SARASOTA, FL, 34242
Active1 days on marketListed Aug 16, 2026MLS #A4702975
About this home
5955 MIDNIGHT PASS ROAD UNIT 20E
Community Beach access to Siesta Key's Beach. Community Dock and Fishing Pier. Community Marina. Large Community Heated Pool. Community BBQs. Poolside Tiki Cabana, Bathrooms and showers, Community laundry machines on first floor. Gated and community building at entrance. 1–7-day rentals grandfather in so great rental income or come enjoy it as your family beach/bay condo! Great option for local owners that want beach access and fun waterfront use for family and guests yet can own a home off the key and have the best of both worlds. Cute unit and coastal charming community! Turn-key furnished so ready to enjoy or rent to cover you expenses while enjoying when it is vacant!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
754
Sqft
1.89 ac
Lot size
1978
Year built
One
Levels
$577
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,325 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,325/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.9%
$/sqft vs Sarasota actives
$577 vs $349
Days on market
1 vs 63 typical
Where $577/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
179 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the SARASOTA 34242 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 5955 MIDNIGHT PASS ROAD UNIT 20E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$402,000
5955 MIDNIGHT PASS ROAD UNIT 4E · same community
1 bd · 1 ba · 522 sqft · $770/sqft · 79 DOM
Sold · Dec ’25$659,000
1020 SUN N SEA DRIVE UNIT 104B
2 bd · 2 ba · 752 sqft · $876/sqft · 158 DOM
Sold · May ’26$655,000
1054 SUN N SEA DRIVE UNIT 106
2 bd · 2 ba · 800 sqft · $819/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 5955 MIDNIGHT PASS ROAD UNIT 20E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5955 MIDNIGHT PASS ROAD UNIT 20E — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5955 MIDNIGHT PASS ROAD UNIT 20E FAQs
What would the monthly payment be for 5955 MIDNIGHT PASS ROAD UNIT 20E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5955 MIDNIGHT PASS ROAD UNIT 20E?+
The most recent tax bill on record (2025) was $4,942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5955 MIDNIGHT PASS ROAD UNIT 20E?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $435,000, this home is listed about 22% below the Sarasota median of $555,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the SARASOTA 34242 market on paper
$435,000 is 7% below the SARASOTA 34242 median of $469,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Sarasota market that averages 63 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · David Butler Jr. MLS #A4702975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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