5031 ELM DRIVE, LAKELAND, FL, 33810
Active1 days on marketListed Aug 14, 2026MLS #A4703038
Come see it
Upcoming open house
Sun, Aug 16
12:00 PM – 2:00 PM
call for details: (561) 951-8453 E-mail: akdamisse@gmail.com
About this home
5031 ELM DRIVE
3-Bedroom Home on 1 Acre — No HOA! Space, privacy, and NO HOA! This spacious 3-bedroom, 2-bath manufactured home, built in 1997, sits on approximately 1 acre in Polk County and offers plenty of room inside and out. Enjoy a generous living area plus valuable updates, including a metal roof installed in 2017 and A/C installed in 2019. The expansive lot provides room for entertaining, gardening, recreation, pets, or simply enjoying your own private space—with no HOA restrictions. Conveniently located near shopping, dining, schools, major roads, and surrounding communities. A full acre, 3 bedrooms, 2 baths, and no HOA is a hard combination to find. Schedule your showing today—this opportunity won’t last!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,512
Sqft
1 ac
Lot size
1997
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,940 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,940/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.7%
$/sqft vs Lakeland actives
$172 vs $193
Days on market
1 vs 45 typical
Where $172/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33810 — neighborhood snapshot
Population
52,734
Median age
42.2
Median income
$69,738
Median home value
$245,300
Avg household
2.71
Households w/ children
5,718
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5031 ELM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
5063 WALNUT CIRCLE E · same community
4 bd · 2 ba · 1,440 sqft · $174/sqft · 54 DOM
Sold · Mar ’26$463,000
1015 NE NORTHWOOD DRIVE · same community
5 bd · 4 ba · 3,210 sqft · $144/sqft · 133 DOM
Sold · Jan ’26$265,000
4711 ACORN DRIVE S
4 bd · 2 ba · 1,512 sqft · $175/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5031 ELM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5031 ELM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5031 ELM DRIVE FAQs
What would the monthly payment be for 5031 ELM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,940/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5031 ELM DRIVE?+
The most recent tax bill on record (2025) was $1,619. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $259,990, this home is listed about 23% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5031 ELM DRIVE?+
Sleepy Hill Middle School (middle), Sleepy Hill Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #A4703038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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