
1212 BEN FRANKLIN DRIVE UNIT 1205, SARASOTA, FL, 34236
Active1 days on marketListed Aug 17, 2026MLS #A4703178
About this home
1212 BEN FRANKLIN DRIVE UNIT 1205
Wake up to the beauty of Lido Key from this 12th-floor Gulf-front residence at 1212 Benjamin Franklin Drive, Unit 1205. Elevated above the shoreline, this inviting condo captures expansive views of the Gulf of Mexico and offers a relaxed coastal setting just moments from everything Sarasota has to offer. The light-filled living and dining areas open to a private balcony where Gulf breezes and colorful sunsets create the perfect backdrop for morning coffee or an evening glass of wine. The kitchen features stone countertops, abundant cabinetry, and plenty of workspace, while the spacious bedroom offers generous closet space and an updated bath. Enjoy the convenience of true beachfront living with direct access to the sand, a heated seaside pool, fitness center, club and meeting areas, secure lobby, on-site management, elevators, and assigned covered parking. The building provides the ease of condominium living while placing the Gulf just outside your door. Located on desirable Lido Key, the residence is only minutes from the restaurants, boutiques, and entertainment of St. Armands Circle, with downtown Sarasota's dining, theaters, galleries, and cultural attractions just a short drive away. Ideal as a primary residence, seasonal getaway, or easy lock-and-leave coastal retreat, this 12th-floor condo offers an exceptional opportunity to enjoy the Lido Key lifestyle with beautiful Gulf views, beachfront amenities, and one of Sarasota's most sought-after locations.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,116
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$578
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,137 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,137/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
Days on market
1 vs 64 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lido Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Lido Key — neighborhood snapshot
Population
1,257
Median age
68
Median income
$250,001
Median home value
$1,127,100
Avg household
2
Households w/ children
18%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1212 BEN FRANKLIN DRIVE UNIT 1205 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1212 BEN FRANKLIN DRIVE UNIT 1205 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1212 BEN FRANKLIN DRIVE UNIT 1205 FAQs
What would the monthly payment be for 1212 BEN FRANKLIN DRIVE UNIT 1205?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,137/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1212 BEN FRANKLIN DRIVE UNIT 1205?+
The most recent tax bill on record (2025) was $3,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1212 BEN FRANKLIN DRIVE UNIT 1205?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $645,000, this home is listed about 16% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1212 BEN FRANKLIN DRIVE UNIT 1205?+
Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SARASOTA 34236 market on paper
$645,000 is 14% below the SARASOTA 34236 median of $750,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Sarasota market that averages 64 — if it fits, move quickly.
04Strong assigned schools
Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX ALLIANCE GROUP · Lee Brewer. MLS #A4703178.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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