3840 CATALINA DRIVE, BRADENTON, FL, 34210
Active7 days on marketListed Aug 19, 2026MLS #A4703307
About this home
3840 CATALINA DRIVE
Virtually Staged. WATER VIEWS FROM EVERY ROOM!!! Sparkling bay views from the front of the condo and canal views from the back. Beautifully maintained 2-bedroom, 2-bath waterfront condominium in the highly sought-after Palma Sola Harbour, a gated, waterfront community just minutes from the pristine beaches of Anna Maria Island. Offered turnkey furnished, this home is ready for you to move right in and begin enjoying the Florida lifestyle. Perfectly positioned on the main canal, the residence features a private 5x30 dock on a wide canal with direct boating access. Add a boat lift and make days on the water even more effortless. The west-facing rear exposure provides breathtaking sunsets, creating the perfect backdrop for relaxing on the lanai or returning from a day on the water. Inside, you'll find tile flooring throughout, a spacious floor plan, and an abundance of natural light that complements the spectacular waterfront setting. Palma Sola Harbour offers resort-style amenities including two heated pools, a clubhouse, fitness center, two dry saunas, tennis and pickleball courts, a workshop, and beautifully landscaped grounds. Whether you're looking for a full-time residence, seasonal getaway, or investment property, this waterfront gem offers the perfect combination of boating, relaxation, and convenience in one of West Bradenton's most desirable communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,296
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,986 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,986/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.6%
$/sqft vs Bradenton actives
$328 vs $242
Days on market
7 vs 56 typical
Where $328/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3840 CATALINA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$385,000
3859 CATALINA DRIVE · same community
2 bd · 2 ba · 1,296 sqft · $297/sqft · 80 DOM
Sold · Aug ’26$490,000
9517 AZURE COVE · same community
2 bd · 2 ba · 1,296 sqft · $378/sqft · 68 DOM
Sold · Aug ’26$380,000
9527 AZURE COVE · same community
3 bd · 2 ba · 1,452 sqft · $262/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3840 CATALINA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3840 CATALINA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3840 CATALINA DRIVE FAQs
What would the monthly payment be for 3840 CATALINA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,986/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3840 CATALINA DRIVE?+
The most recent tax bill on record (2025) was $1,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3840 CATALINA DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $425,000, this home is listed about 9% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3840 CATALINA DRIVE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 114% above the BRADENTON 34210 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Bradenton market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of AN ISLAND PLACE REALTY INC · Tanya Edwards. MLS #A4703307.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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