16918 NW 264TH STREET, OKEECHOBEE, FL, 34972
Active24 days on marketListed Aug 27, 2026MLS #A4703384
About this home
16918 NW 264TH STREET
Don't miss this stunning 4-bedroom, 2-bath Energy Star certified home offering 1,560 sq ft of thoughtfully designed living space on 1.25 AG-zoned acres shaded by mature oak trees. Built with quality finishes throughout, this home features complete finished tape, and textured drywall, an upgraded two-tone Coastal Craftsman exterior, crown molding, and an upgraded ceiling fan, and can lighting package. The open kitchen boasts stainless steel appliances, a large island, and a walk-around pantry, flowing seamlessly into the dining area with a sliding glass door leading to the backyard. The split floor plan places the spacious primary suite with huge walk-in closet. The primary suite is set apart from the secondary bedrooms for added privacy. The primary bath includes a double vanity, walk-in shower, upgraded framed-mirrors, and linen closet. Secondary bedrooms share a full bath on the opposite side of the home. An interior laundry/utility room offers washer and dryer hookups for everyday convenience. Enjoy peace of mind with a well, septic, water filtration system, and FHA/VA compliant skirting, and custom finished steps already in place. Making this home is truly turn-key. Located just a few blocks off the main road for easy access, the 1.25-acre AG-zoned lot offers room to bring your animals and toys, with plenty of space to add a detached garage, pole barn, shed, or pool. Seller also has additional move-in-ready homes, and upcoming inventory available in the Prairie/Viking area. Contact your agent today to schedule a showing!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,560
Sqft
1.25 ac
Lot size
2026
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,033 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,033/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs SOUTHERN COLONIZATION CO
$186 vs $209
Days on market
24 vs 12 typical
Where $186/sqft sits among the 11 homes for sale in SOUTHERN COLONIZATION CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Okeechobee market
$225K → $301K
Okeechobee median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
4 of 11
SOUTHERN COLONIZATION CO have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 532% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 16918 NW 264TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$364,000
18824 NW 242ND STREET · same community
3 bd · 2 ba · 1,598 sqft · $228/sqft · 23 DOM
Sold · Jun ’26$259,900
18990 NW 268TH STREET · same community
3 bd · 2 ba · 1,493 sqft · $174/sqft · 7 DOM
Sold · May ’26$280,000
19621 NW 260TH STREET · same community
3 bd · 2 ba · 1,661 sqft · $169/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 16918 NW 264TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16918 NW 264TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16918 NW 264TH STREET FAQs
What would the monthly payment be for 16918 NW 264TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,033/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16918 NW 264TH STREET?+
The most recent tax bill on record (2025) was $455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16918 NW 264TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $289,995, this home is listed about 4% above the Okeechobee median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16918 NW 264TH STREET?+
Harmony High School (high), Harmony Community School (elementary), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$289,995 runs 532% above the OKEECHOBEE 34972 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
24 days on market against a Okeechobee median of 12 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Harmony High School, Harmony Community School, St. Cloud Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ICONNECT RE · Matthew McCutcheon, Pa. MLS #A4703384.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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