12435 DOCKSIDE TERRACE, CORTEZ, FL, 34215
Active27 days on marketListed Aug 24, 2026MLS #A4703852
About this home
12435 DOCKSIDE TERRACE
NET ZERO COASTAL LUXURY AT HUNTERS POINT. Experience the next generation of Florida coastal living in the award-winning, hurricane-resilient community of Hunters Point, just moments from Anna Maria Island. This exceptional three-story residence brings together luxury, sustainability, resilience, and waterfront living in a home thoughtfully designed for the future. LEED Certified and engineered for net zero living, the home is designed to generate as much energy as it consumes, delivering exceptional efficiency and energy independence. Advanced smart energy systems, a HERS Index Rating of 0, Tesla EV fast charger, impact-rated materials, and storm-resistant construction provide an impressive combination of comfort, sustainability, and peace of mind. Inside, light-filled open-concept living spaces extend across three beautifully designed levels with high ceilings, upscale coastal finishes, and a private elevator providing effortless access between floors. The thoughtfully designed floor plan offers privacy and flexibility while creating inviting spaces for everyday living, entertaining, family, guests, or a home office. Step outside to your own private coastal retreat featuring a resort-style pool and beautiful water views, creating the perfect setting for relaxing or entertaining. A private boat slip puts the Florida boating lifestyle right at your fingertips, allowing you to spend the day on the water and return home to your own coastal sanctuary. Residents of Hunters Point also enjoy access to a resort-style community pool, state-of-the-art fitness center, boating and outdoor recreation, all within a golf cart friendly community convenient to the beaches, dining, and laid-back charm of Anna Maria Island. Designed to be self-sustaining, low maintenance, and short-term rental friendly, this remarkable residence offers an exceptional opportunity as a primary home, coastal getaway, or investment property. More than a luxury home, this is a smarter way to live by the water, where coastal beauty, boating, sustainability, resilience, and modern design come together in one extraordinary residence.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,678
Sqft
0.08 ac
Lot size
1
Garage
2026
Year built
Three Or More
Levels
$1,132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,922 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,922/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.5%
$/sqft vs HUNTERS POINT
$1,132 vs $831
Days on market
27 vs 103 typical
Where $1,132/sqft sits among the 6 homes for sale in HUNTERS POINT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cortez
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cortez. See the full Cortez guide →
CORTEZ 34215 — neighborhood snapshot
Population
759
Median age
58.5
Median income
$76,364
Median home value
$722,200
Avg household
2.03
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cortez market
$1.3M → $1.9M
Cortez median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
1 of 6
HUNTERS POINT have cut their price
Median sold price, Cortez, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 153% above the CORTEZ 34215 median. See the full Cortez market guide →
Paper trail
This home's history
Reality check
What actually sold near 12435 DOCKSIDE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,465,000
4337 MARINA VIEW WAY · same community
3 bd · 2.5 ba · 1,678 sqft · $873/sqft · 182 DOM
Sold · Nov ’25$1,095,000
4337 SALTWATER PEARL WAY · same community
3 bd · 2.5 ba · 1,678 sqft · $653/sqft · 49 DOM
Sold · Oct ’25$1,150,000
4215 SALTWATER PEARL WAY · same community
3 bd · 2.5 ba · 1,678 sqft · $685/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12435 DOCKSIDE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12435 DOCKSIDE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12435 DOCKSIDE TERRACE FAQs
What would the monthly payment be for 12435 DOCKSIDE TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,922/mo — principal and interest, the actual property-tax bill, the $550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12435 DOCKSIDE TERRACE?+
The association fee works out to $550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12435 DOCKSIDE TERRACE?+
The most recent tax bill on record (2025) was $2,967. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12435 DOCKSIDE TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cortez?+
At $1,900,000, this home is listed about 90% above the Cortez median of $1,000,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12435 DOCKSIDE TERRACE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,900,000 runs 153% above the CORTEZ 34215 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $550/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of BOYD REALTY · Landon Ellis. MLS #A4703852.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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