CENTURY 21 Edge
$470,0003 bd3 ba2,254 sqft$209 /sqft$3,449 /mo all-in ↓

6816 46TH TERRACE E, BRADENTON, FL, 34203

Active1 days on marketListed Aug 27, 2026MLS #A4703891

Single Family ResidenceCROSSING CREEK VILLAGE PH I

About this home

6816 46TH TERRACE E

Welcome Home to Tranquility, Comfort & Convenience! Welcome to this beautifully maintained 3-bedroom, 3-full-bath home, ideally situated on a quiet cul-de-sac in a highly desirable location. Offering an inviting combination of spacious living, thoughtful design, and a picturesque setting, this move-in-ready home is ready to welcome its next owners. Major updates provide added peace of mind, including a new roof in 2025, new windows in 2024 and a new air conditioner in 2025. Step inside to discover a bright, open floor plan designed for both everyday living and effortless entertaining. The spacious kitchen provides plenty of workspace, abundant room for meal preparation, and a convenient eat-in area. A beautiful formal dining room offers the perfect setting for family dinners and special occasions, while the generously sized office provides an ideal work-from-home space, study, or flexible additional living area. The split-bedroom floor plan provides exceptional privacy, with each bedroom enjoying its own private space and access to a full bathroom. The spacious primary suite offers a peaceful retreat, complete with a beautiful en-suite bathroom and walk-in closets. One of the home’s most special features is the screened-in lanai, where you can unwind, entertain guests, or simply enjoy your morning coffee while taking in the serene backyard. Overlooking a small pond, the picturesque setting offers peaceful water views and the opportunity to enjoy the natural beauty and wildlife that surround the property. Located just minutes from Lakewood Ranch and near the 44th Avenue extension, this home offers convenient access to shopping, restaurants, entertainment, schools, and everyday amenities while maintaining the peaceful feel of a quiet cul-de-sac neighborhood. Beautiful home. Peaceful setting. Exceptional location. Move-in ready. This one truly has it all!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,254

Sqft

0.18 ac

Lot size

2

Garage

2008

Year built

One

Levels

$209

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNortheast
ExteriorPrivate Entrance · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$115/mo
Taxes (2025)$2,387/yr
PetsNumber Limit, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,449 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$199
HOA fee — from the listing$115
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,449/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$199
HOA / condo fee$115
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$451KedgeAI estimate $686,938 · range $681K$701K$729K

vs edgeAI estimate

−31.6%

Days on market

1 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crossing Creek Village

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Crossing Creek Village — neighborhood snapshot

Population

914

Median age

50

Median income

$98,517

Median home value

$387,700

Avg household

3

Households w/ children

92%

For the school run

Manatee County School District

HighBraden River High School★★★★★
ElementaryWilliam H. Bashaw Elementary★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $470,000 · 1 days on market since
2008Built · CROSSING CREEK VILLAGE PH I

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6816 46TH TERRACE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6816 46TH TERRACE E — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6816 46TH TERRACE E FAQs

What would the monthly payment be for 6816 46TH TERRACE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,449/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6816 46TH TERRACE E?+

The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6816 46TH TERRACE E?+

The most recent tax bill on record (2025) was $2,387. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6816 46TH TERRACE E?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $470,000, this home is listed about 21% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6816 46TH TERRACE E?+

Braden River High School (high), William H. Bashaw Elementary (elementary), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$470,000 runs 96% above the BRADENTON 34203 median — but at 2,254 sqft it's also 44% larger than the typical Bradenton listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Bradenton market that averages 56 — if it fits, move quickly.

Listing courtesy of RISE REAL ESTATE PARTNER GROUP, LLC · Michelle Beaudoin. MLS #A4703891.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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