103 40TH STREET COURT NW, BRADENTON, FL, 34209
Active23 days on marketListed Aug 28, 2026MLS #A4704286
About this home
103 40TH STREET COURT NW
HIGH AND DRY! Gracefully positioned along the serene waters of McLewis Bayou, this HANDYMAN/FIXER-UPPER offers an incredible opportunity with approximately 90 FEET OF WATERFRONT and DIRECT BOATING ACCESS to the Manatee River and Gulf of Mexico. This 11,905 sq. ft. lot has Protected water, substantial boat capability and quick access to the Manatee River make this an exceptional setting for boaters and waterfront enthusiasts. THE POTENTIAL IS ENDLESS! Renovate and restore the charm of the existing 1947 home, or start fresh and build your dream waterfront residence on this special parcel ATTACHED SURVEY AND DEMO QUOTE OF HOUSE AND DRIVEWAY IS $18,900. The current home features 3 bedrooms, 2 baths and WATER VIEWS from the elevated back deck—a perfect spot to imagine what could be. Current shingle roof is 2012. McLewis Bayou is tucked within the historic Riverview Boulevard/River District area, one of Bradenton’s most established and sought-after residential corridors, known for its mature landscaping, distinctive homes and Old Florida character. Whether you’re a BOATER, BUILDER, INVESTOR or buyer searching for the perfect waterfront homesite, opportunities like this are increasingly hard to find. Bring your vision and create something truly special on McLewis Bayou! Saint Stephen’s Episcopal School is just around the corner, along with convenient shopping, restaurants, and grocery stores. The beautiful Manatee River Garden Club is nearby, as are the scenic Riverview Boulevard corridor, Robinson Preserve, De Soto National Memorial and Palma Sola Bay. And when it’s time for the beach, the sugar-sand shores of Anna Maria Island are just a short drive away. Enjoy the best of both worlds—an Old Florida waterfront setting with boating access and all the conveniences of NW Bradenton right at your fingertips.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,180
Sqft
0.27 ac
Lot size
1947
Year built
Two
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,389 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,389/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+81.1%
$/sqft vs Bradenton actives
$356 vs $241
Days on market
23 vs 56 typical
Where $356/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34209 — neighborhood snapshot
Population
33,586
Median age
58.1
Median income
$80,829
Median home value
$357,300
Avg household
2.21
Households w/ children
2,354
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
254 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 40TH STREET COURT NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$510,000
13596 CROFT DRIVE N · same community
4 bd · 3 ba · 1,630 sqft · $313/sqft · 23 DOM
Sold · Sep ’26$540,000
12120 CROFT DRIVE · same community
3 bd · 2 ba · 1,572 sqft · $344/sqft · 33 DOM
Sold · Sep ’26$520,000
13555 CROFT DRIVE N · same community
3 bd · 2 ba · 1,440 sqft · $361/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 103 40TH STREET COURT NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 40TH STREET COURT NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
103 40TH STREET COURT NW FAQs
What would the monthly payment be for 103 40TH STREET COURT NW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 103 40TH STREET COURT NW?+
The most recent tax bill on record (2025) was $9,083. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $775,000, this home is listed about 99% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 103 40TH STREET COURT NW?+
Palma Sola Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SATO REAL ESTATE INC. · Cindy Quinn, Pa. MLS #A4704286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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