CENTURY 21 Edge
$449,0003 bd2.5 ba2,391 sqft$188 /sqft$3,603 /mo all-in ↓

11447 GALLATIN TRAIL, PARRISH, FL, 34219

Active24 days on marketListed Aug 27, 2026MLS #A4704297

Single Family ResidenceNORTH RIVER RANCH PH IC & ID WEST

About this home

11447 GALLATIN TRAIL

PRICED BELOW APPRAISED VALUE, APPRAISAL IN HAND, PLUS A $10,000 SELLER CONCESSION. 11447 Gallatin Trail is a 2022 water view home in North River Ranch, and the big upgrades are already done. Whole house impact glass and a paid off 8.1kW solar system with battery backup add more than $60,000 on their own. The seller is offering a $10,000 concession, and furnishings are negotiable if you want to move right in. The home has 3 bedrooms, 2.5 baths and 2,391 square feet, with a home office on the first floor and an oversized bonus loft upstairs. Impact windows are installed throughout, and the front door and the French doors to the lanai are impact rated. The AC has a soft start system, so it can run on the solar battery during an outage. The great room opens to the kitchen and is centered on an electric fireplace with custom lighted built in shelving. The kitchen has granite counters, a subway tile backsplash, breakfast bar seating, an oversized walk in pantry and Samsung appliances, including an induction range. Upstairs, the loft works as a media room, game room, gym or second living area. The primary suite has a large walk in closet and a bathroom with a soaking tub and a separate walk in shower. Other upgrades include R-38 insulation in the attic and garage, an epoxy garage floor, a belt drive garage door opener, an EV charger, DC ceiling fans inside and on the lanai, dimmer switches, a video doorbell, front and rear security cameras, an in wall pest control system, rain gutters, a Samsung washer and dryer, and extra storage. Out back, the screened lanai looks out on the water, with no home directly behind it. Palm trees have been added to the backyard, and the driveway was pressure washed, sanded and sealed in February 2026. North River Ranch has multiple pools, more than 20 miles of walking and biking trails, dog parks, outdoor fitness stations, bike share, community gathering spaces and SuperStream gigabit fiber internet. Barbara A. Harvey K-8 is inside the community, and Parrish Community High School is nearby. US 301 and I-75 give you quick access to Lakewood Ranch, Bradenton, Sarasota, St. Petersburg, Tampa, the Gulf beaches and Sarasota Bradenton International Airport. If you're also looking at new construction in North River Ranch, compare what you'd still have to add after closing. Here, the impact glass and solar are already installed and paid off, and the price is below appraised value.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,391

Sqft

0.12 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$188

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorIn Wall Pest System · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Solar
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorFrench Doors · Sliding Doors

Community & fees

HOA fee$9/mo
Taxes (2026)$7,109/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Public · Solar · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,603 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2026 actual bill$592
HOA fee — from the listing$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,603/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$592
HOA / condo fee$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$431KedgeAI estimate $530,112 · range $518K$537K$558K

vs edgeAI estimate

−15.3%

$/sqft vs NORTH RIVER RANCH PH IC & ID WEST

$188 vs $190

Days on market

24 vs 51 typical

Where $188/sqft sits among the 6 homes for sale in NORTH RIVER RANCH PH IC & ID WEST

4 · this home
0
0
0
1
1
$177–194$194–210$210–226$226–243$243–259$259+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Parrish

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Parrish. See the full Parrish guide →

PARRISH 34219 — neighborhood snapshot

Population

30,220

Median age

46.1

Median income

$104,258

Median home value

$420,400

Avg household

2.68

Households w/ children

2,981

For the school run

Manatee County School District

ElementaryBarbara A Harvey Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$394K$407K

Parrish median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

4 of 6

NORTH RIVER RANCH PH IC & ID WEST have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $449,000 · 24 days on market since
2023Built · NORTH RIVER RANCH PH IC & ID WEST

Reality check

What actually sold near 11447 GALLATIN TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11422 GALLATIN TRAILSold · Sep ’25

$430,000

11422 GALLATIN TRAIL · same community

4 bd · 3 ba · 2,202 sqft · $195/sqft · 4 DOM

11430 GALLATIN TRAILSold · Apr ’26

$395,000

11430 GALLATIN TRAIL · same community

5 bd · 2.5 ba · 2,589 sqft · $153/sqft · 140 DOM

9141 WARM SPRINGS CIRCLESold · Mar ’26

$850,000

9141 WARM SPRINGS CIRCLE · same community

3 bd · 3 ba · 2,597 sqft · $327/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11447 GALLATIN TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11447 GALLATIN TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11447 GALLATIN TRAIL FAQs

What would the monthly payment be for 11447 GALLATIN TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,603/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11447 GALLATIN TRAIL?+

The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11447 GALLATIN TRAIL?+

The most recent tax bill on record (2026) was $7,109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11447 GALLATIN TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $449,000, this home is listed about 7% above the Parrish median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 11447 GALLATIN TRAIL?+

Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Michael Dailey. MLS #A4704297.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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