CENTURY 21 Edge
$2,600,0004 bd4.5 ba3,959 sqft$657 /sqft$17,284 /mo all-in ↓

613 REGATTA WAY, BRADENTON, FL, 34208

Active2 days on marketListed Sep 18, 2026MLS #A4704413

Private poolFully furnishedSingle Family ResidenceTHE RESERVE AT HARBOUR WALK

About this home

613 REGATTA WAY

Very rare FLOOD ZONE X waterfront boating home, offered FURNISHED with a few exclusions! This home includes a 54-foot extended dock that is equipped with a covered 12,000-pound boat lift angled for easier docking and positioned along a deep saltwater canal with direct access to the Gulf and beyond. From the moment you enter, the home makes an impression with soaring 12-foot ceilings, generous proportions, and a thoughtfully designed open floor plan. At the heart of the residence is the spectacular gourmet chef’s kitchen, outfitted with Wolf and Sub-Zero appliances, abundant cabinetry and workspace, and a generous layout designed equally for everyday living and entertaining. With natural gas available throughout the community, the kitchen combines exceptional function with timeless style. The main level features a private guest suite with a walk-in closet and en-suite bath, currently configured as a sophisticated home office, while the spacious great room features dramatic high ceilings and a beautiful fireplace, creating an inviting gathering space that seamlessly connects to the outdoors. Expansive glass doors open completely to the remarkable waterfront lanai, where Florida living takes center stage. The island-inspired outdoor retreat features a sparkling pool and spa surrounded by low-maintenance artificial turf, along with a fully equipped outdoor kitchen—an ideal setting for everything from relaxed afternoons to unforgettable evenings with family and friends. An elevator provides effortless access to the second level, where the home continues to impress with an expansive bonus room, wet bar, study/loft, second laundry room, two private balconies, and three generously sized bedrooms, each with its own en-suite bathroom. The primary suite is a true private retreat, offering abundant space, a luxurious spa-inspired bathroom, a generous walk-in closet, and beautiful open-water views. Perhaps one of the home's most exceptional features is the opportunity to experience both sunrise and sunset from separate private balconies. Enjoy coffee as the morning sun rises over the water from the balcony off the primary suite, then end the day with a glass of wine while watching the sunset from the loft balcony on the opposite side of the home. It is a rare and remarkable feature that perfectly captures the magic of Florida waterfront living. Designed for both luxury and peace of mind, the residence includes HURRICANE-IMPACT WINDOWS & DOORS, high-end appliances, oversized three-car garages with Tesla power stations, and laundry facilities on both levels. Ideally located approximately two miles from I-75, this exceptional property offers convenient access to area beaches, acclaimed restaurants, shopping, entertainment, and three major airports. With no CDD fees and low HOA fees, this is a rare opportunity to own a custom waterfront estate in one of the area's premier boating communities—where sophisticated design, exceptional amenities, and a true Gulf Coast lifestyle come together.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,959

Sqft

0.24 ac

Lot size

3

Garage

2017

Year built

Two

Levels

$657

Per sqft

Private poolFireplacePool & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile · Travertine
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesWest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Oversized · Split Garage
ExteriorBalcony · Irrigation System · Lighting · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$185/mo
Taxes (2025)$23,217/yr
PetsYes
CommunityCanal Front · Community Boat Ramp · Fishing · Marina · River · Water Access · Waterfront · Association Recreation - Owned · Deed Restrictions · Gated Community - Guard · Golf Carts OK · No Truck/RV/Motorcycle Parking · Park · Playground · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$17,284 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,029
PMI (est., until 20% equity)$975
Property tax — 2025 actual bill$1,935
HOA fee — from the listing$185
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $260,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $260,000
Interest rate6.00%
Loan term

Estimated payment

$17,284/mo

Principal & interest$14,029
PMI (est., until 20% equity)$975
Property taxes (actual bill)$1,935
HOA / condo fee$185
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$657 vs $241

Days on market

2 vs 56 typical

Where $657/sqft sits among the 400 Bradenton actives

159
144
55
19
11
12 · this home
$130–218$218–306$306–393$393–481$481–569$569+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Braden River East

Drive times from this address

Downtown Tampa53 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Braden River East — neighborhood snapshot

Population

7,295

Median age

52

Median income

$86,737

Median home value

$379,666

Avg household

2

Households w/ children

686

For the school run

Manatee County School District

ElementaryWilliam H. Bashaw Elementary★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

255 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 636% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $2,600,000 · 2 days on market since
2017Built · THE RESERVE AT HARBOUR WALK

Reality check

What actually sold near 613 REGATTA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

700 REGATTA WAYSold · Mar ’26

$2,940,000

700 REGATTA WAY · same community

3 bd · 3.5 ba · 3,912 sqft · $752/sqft · 34 DOM

664 REGATTA WAYSold · Aug ’26

$3,100,000

664 REGATTA WAY · same community

3 bd · 3.5 ba · 4,118 sqft · $753/sqft · 81 DOM

684 REGATTA WAYSold · Dec ’25

$3,000,000

684 REGATTA WAY · same community

5 bd · 4.5 ba · 4,770 sqft · $629/sqft · 238 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 613 REGATTA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 613 REGATTA WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

613 REGATTA WAY FAQs

What would the monthly payment be for 613 REGATTA WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,284/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 613 REGATTA WAY?+

The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 613 REGATTA WAY?+

The most recent tax bill on record (2025) was $23,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 613 REGATTA WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $2,600,000, this home is listed about 567% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 613 REGATTA WAY?+

William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,600,000 runs 636% above the BRADENTON 34208 median — but at 3,959 sqft it's also nearly 3 times the size of the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Bradenton market that averages 56 — if it fits, move quickly.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Sandi Dietrich. MLS #A4704413.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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613 REGATTA WAY, BRADENTON, FL — 4 Bed, 4.5 Bath — $2,600,000 | CENTURY 21 Edge