CENTURY 21 Edge
$360,0003 bd2.5 ba1,808 sqft$199 /sqft$2,830 /mo all-in ↓

2627 MIDNIGHT PEARL DRIVE, SARASOTA, FL, 34240

Active20 days on marketListed Aug 31, 2026MLS #A4704601

Priced 39% below the SARASOTA 34240 medianTownhouseLANDING PH 1

About this home

2627 MIDNIGHT PEARL DRIVE

Welcome to this beautifully positioned 3-bedroom, 2.5-bath end-unit townhome in the sought-after, community of Bay Landing. As an end unit, this home offers extra privacy, additional natural light, and the rare bonus of a private side yard that belongs exclusively to this residence, a true standout feature you won't find with most townhome listings. This home also includes a one-car garage for added storage and convenience, along with the peace of mind that comes with newer, concrete-block construction. Bay Landing is known for its resort-style amenities: a sparkling community pool, a fully equipped fitness center, a dog park, and a playground, all within a secure, gated setting. Low HOA fees and no CDD fees make this an especially smart, low-maintenance choice for buyers seeking the Florida lifestyle without the added costs many nearby communities carry. The location is exceptional, just minutes from Lakewood Ranch, downtown Sarasota, UTC Mall, Waterside shopping and dining, and some of the area's top-rated schools and cultural venues. Whether you're commuting, entertaining, or simply enjoying everything the Gulf Coast has to offer, this location puts you right in the middle of it all.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,808

Sqft

0.08 ac

Lot size

1

Garage

2019

Year built

Two

Levels

$199

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Pest Guard System · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewPark/Greenbelt
FacesNorth
ExteriorPrivate Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$171/mo
Taxes (2025)$2,652/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,830 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$221
HOA fee — from the listing$171
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,830/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$221
HOA / condo fee$171
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$330KedgeAI estimate $362,735 · range $343K$393K$409K

vs edgeAI estimate

−0.8%

$/sqft vs LANDING PH 1

$199 vs $218

Days on market

20 vs 63 typical

Where $199/sqft sits among the 6 homes for sale in LANDING PH 1

1 · this home
1
3
0
0
1
$191–202$202–212$212–223$223–234$234–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sunrise Preserve at Palmer Ranch

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Sunrise Preserve at Palmer Ranch — neighborhood snapshot

Population

2,064

Median age

57

Median income

$133,608

Median home value

$753,200

Avg household

3

Households w/ children

115

For the school run

Sarasota County School District

MiddleMcIntosh Middle School★★★★★
ElementaryTatum Ridge Elementary School★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

2 of 6

LANDING PH 1 have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

Aug 31, 2026Listed at $360,000 · 20 days on market since
2019Built · LANDING PH 1

Reality check

What actually sold near 2627 MIDNIGHT PEARL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2447 MIDNIGHT PEARL DRIVESold · Jun ’26

$342,500

2447 MIDNIGHT PEARL DRIVE · same community

3 bd · 2.5 ba · 1,808 sqft · $189/sqft · 70 DOM

2288 MIDNIGHT PEARL DRIVESold · May ’26

$471,000

2288 MIDNIGHT PEARL DRIVE · same community

3 bd · 2 ba · 1,845 sqft · $255/sqft · 27 DOM

2651 MIDNIGHT PEARL DRIVESold · Mar ’26

$319,000

2651 MIDNIGHT PEARL DRIVE · same community

3 bd · 2.5 ba · 1,725 sqft · $185/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2627 MIDNIGHT PEARL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2627 MIDNIGHT PEARL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2627 MIDNIGHT PEARL DRIVE FAQs

What would the monthly payment be for 2627 MIDNIGHT PEARL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,830/mo — principal and interest, the actual property-tax bill, the $171/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2627 MIDNIGHT PEARL DRIVE?+

The association fee works out to $171 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2627 MIDNIGHT PEARL DRIVE?+

The most recent tax bill on record (2025) was $2,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2627 MIDNIGHT PEARL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $360,000, this home is listed about 35% below the Sarasota median of $552,448. The market section on this page shows how the area is trending.

Which schools are assigned to 2627 MIDNIGHT PEARL DRIVE?+

McIntosh Middle School (middle), Tatum Ridge Elementary School (elementary), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SARASOTA 34240 market on paper

$360,000 is 39% below the SARASOTA 34240 median of $587,000, and at $199/sqft it sits under the Sarasota average of $492.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

McIntosh Middle School, Tatum Ridge Elementary School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of VUE REALTY, LLC · Christina Miller. MLS #A4704601.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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