8177 STERNWAY ROAD, SARASOTA, FL, 34240
Active18 days on marketListed Sep 2, 2026MLS #A4704838
About this home
8177 STERNWAY ROAD
ANNUAL SINGLE FAMILY HOME AVAILABLE IN LAKEHOUSE COVE AT WATERSIDE! This beautiful home with 2 bedrooms, 2 baths plus den features an open floor plan with quartz countertops, stainless steel appliances and gas range, ceiling fans, window treatments, screened lanai and washer/dryer. Lakehouse Cove has resort style amenities including a large lakeside community pool and spa, clubhouse, fitness center, pickleball & bocce courts, dog park, tot lot, and kayak launch. Waterside is quickly becoming one of the most popular communities in Lakewood Ranch with a thoughtfully designed downtown area with restaurants, shops, a park, water taxis, a weekly Farmer’s Market, and frequent events. And with a location just south of the main Lakewood Ranch, Waterside is a quicker drive to downtown Sarasota, Siesta Key Beach, Lido Key and St. Armand’s, and more.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,798
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sarasota actives
$2 vs $354
Days on market
18 vs 63 typical
Where $2/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Waterside — neighborhood snapshot
Population
768
Median age
57
Median income
$133,608
Median home value
$753,200
Avg household
3
Households w/ children
57%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
198 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SARASOTA 34240 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 8177 STERNWAY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,641,375
7927 WATERBEND TRAIL · same community
3 bd · 3 ba · 2,688 sqft · $611/sqft · 0 DOM
Sold · Oct ’25$440,000
7810 CASTLEISLAND DRIVE
2 bd · 2 ba · 1,793 sqft · $245/sqft · 8 DOM
Sold · Jun ’26$525,000
3529 SECLUDED COURT
3 bd · 2 ba · 1,767 sqft · $297/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8177 STERNWAY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8177 STERNWAY ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8177 STERNWAY ROAD FAQs
What would the monthly payment be for 8177 STERNWAY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8177 STERNWAY ROAD?+
The listing reports pets: Breed Restrictions, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $3,300, this home is listed about 99% below the Sarasota median of $552,448. The market section on this page shows how the area is trending.
Which schools are assigned to 8177 STERNWAY ROAD?+
Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Alex Lane. MLS #A4704838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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