CENTURY 21 Edge
$1,200,0005 bd3.5 ba4,575 sqft$262 /sqft$7,116 /mo all-in ↓

13496 S OAKVIEW AVENUE, FLORAL CITY, FL, 34436

Active2 days on marketListed Sep 2, 2026MLS #A4704922

Single Family ResidenceKRESTREL HIGHLANDS FARMS UNREC SUB

About this home

13496 S OAKVIEW AVENUE

Virtually Staged. Discover the possibilities on 32.82 acres of breathtaking, high-and-dry, cleared and fenced AG-zoned land, plus a separate 1.02-acre AGRMH-zoned parcel featuring an exceptional custom-built two-story homestead. From agricultural pursuits and equipment storage to private estate living, this property offers a rare combination of land, luxury, infrastructure, and versatility. An impressive approximately 1,700-foot asphalt driveway, lined with mature trees and secured by two electronic gates, creates a private and memorable entrance. Scattered oaks and pines enhance the peaceful setting as you make your way toward the beautifully designed custom home. The 4,575-square-foot residence offers 5 bedrooms, 3.5 baths, a three-car attached garage, and an inviting open floor plan filled with natural light and soaring ceilings. Double front doors open to a welcoming interior featuring a spacious great room with fireplace, separate dining room, and four-season rooms on both levels that provide additional flexible living space. The well-appointed kitchen features a center island, solid wood cabinetry, tiled backsplash, newer black/stainless appliances, gas range, smart refrigerator, and a breakfast nook overlooking the lush pastureland. An interior laundry room offers wall-mounted cabinetry and includes the washer and dryer. The main level features TWO generously sized primary suites, each offering exceptional privacy and flexibility. Both suites include a versatile flex room that can be used as an office, sitting room, or private retreat. Each ensuite bath features dual-sink vanities, abundant cabinetry, walk-in showers, and spacious walk-in closets, with one suite also offering a separate garden tub. A third bedroom completes the main level. Upstairs, two additional bedrooms and a full bath provide comfortable accommodations for family and guests. A spacious upper-level great room creates a separate area for recreation, entertaining, or relaxing while maintaining privacy from the main living areas. Designed for reliability and convenience, the home features a 40 KW Generac whole-house generator, ensuring you never have to worry about losing power. Two buried LPG tanks—250 and 500 gallons—serve the property. Additional improvements include a newly installed water filtration system, three wells, and fiber-optic internet. The property is equally impressive outside. Two detached garages are constructed with block and concrete and are equipped with power and water, making them ideal for heavy equipment, machinery, vehicles, or workshop use. Two additional metal-sided carports provide even more covered storage. Major updates include a 2020 roof, 2019 HVAC system, and 2018 double-pane windows. The expansive acreage is cleared, fenced, and ready for a variety of agricultural uses, offering the potential for agricultural revenue while providing the privacy and comfort of an impressive residential estate. The combination of open pastureland, mature trees, multiple structures, wells, secure gated access, and extensive infrastructure is truly exceptional. Centrally located between Tampa and Orlando, this extraordinary property offers the best of both worlds—peaceful country living with convenient access to major cities and surrounding amenities. Whether your vision includes agricultural operations, equipment and vehicle storage, a private family estate, or simply having room to spread out, this one-of-a-kind property offers endless possibilities.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,575

Sqft

34.84 ac

Lot size

3

Garage

2002

Year built

Two

Levels

$262

Per sqft

Fireplace

Inside

FlooringCarpet · Concrete · Tile
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener · Open · Oversized · Parking Pad · RV Garage · RV Parking · Split Garage · Workshop in Garage
ExteriorDog Run · French Doors · Irrigation System · Lighting · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$373/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,116 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,116/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$31
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Floral City actives

$262 vs $195

Days on market

2 vs 71 typical

Where $262/sqft sits among the 38 Floral City actives

22
11 · this home
1
2
0
2
$102–196$196–290$290–384$384–478$478–572$572+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Floral City

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$245K$253K

Floral City median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

23 of 38

Floral City actives have cut their price

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 310% above the FLORAL CITY 34436 median. See the full Floral City market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $1,200,000 · 2 days on market since
2002Built · KRESTREL HIGHLANDS FARMS UNREC SUB

Reality check

What actually sold near 13496 S OAKVIEW AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16481 OAKVIEW DRIVESold · Jul ’26

$399,900

16481 OAKVIEW DRIVE

4 bd · 2 ba · 2,280 sqft · $175/sqft · 169 DOM

7113 E SHADYWOODS COURTSold · Sep ’25

$495,000

7113 E SHADYWOODS COURT

4 bd · 3 ba · 2,109 sqft · $235/sqft · 86 DOM

15700 DOE TRAILSold · Jun ’26

$523,000

15700 DOE TRAIL

4 bd · 3 ba · 2,064 sqft · $253/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13496 S OAKVIEW AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13496 S OAKVIEW AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13496 S OAKVIEW AVENUE FAQs

What would the monthly payment be for 13496 S OAKVIEW AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,116/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13496 S OAKVIEW AVENUE?+

The most recent tax bill on record (2025) was $373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $1,200,000, this home is listed about 288% above the Floral City median of $309,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13496 S OAKVIEW AVENUE?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of 365 REALTY GROUP INC · Teresina Anzalone. MLS #A4704922.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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13496 S OAKVIEW AVENUE, FLORAL CITY, FL — 5 Bed, 3.5 Bath — $1,200,000 | CENTURY 21 Edge