9609 PORTSIDE TERRACE, BRADENTON, FL, 34212
Active11 days on marketListed Sep 9, 2026MLS #A4705013
About this home
9609 PORTSIDE TERRACE
Welcome to this beautifully updated and meticulously maintained home in Waterlefe Golf & River Club, one of Bradenton’s most desirable gated communities. Offering 3 bedrooms (or use one for an office) and 2 full baths, this home combines a comfortable, open floor plan with a wonderful golf course setting, a marina on the property for boating, and all the other exceptional Florida lifestyles that Waterlefe is known for. From the moment you step inside, the home feels bright, welcoming and ready to enjoy. The updated kitchen is the heart of the home and flows naturally into the main living areas, creating a great space for both everyday living and entertaining family and friends. A brand-new custom media wall featuring a 75-inch TV adds a fantastic focal point to the living space. Relax with a movie, settle in for the big game, or simply enjoy a quiet evening at home in a space designed for comfort. Step outside and take in the peaceful golf course setting. The backyard overlooks a beautiful golf green, positioned just far enough away to provide an attractive view while still offering a sense of privacy. It’s a wonderful backdrop for morning coffee, entertaining friends, or relaxing at the end of the day and enjoying the Florida weather. The home has also been thoughtfully maintained and improved, making it truly move-in ready. Major updates include a NEW ROOF in 2023, professionally painted interior and exterior in 2023, A/C with heat pump replaced in 2019, dishwasher replaced in 2020, and a NEW PAVER DRIVEWAY in 2026. And then there’s Waterlefe. This is much more than a beautiful neighborhood—it’s a lifestyle. Waterlefe Golf & River Club uniquely combines championship golf with an on-site marina along the Manatee River, giving residents the opportunity to enjoy two of Florida’s favorite pastimes right within their own community. Residents also enjoy a resort-style pool, River Club, Tavern Room and an active calendar of social events and activities, providing plenty of opportunities to relax, meet neighbors and enjoy everything Waterlefe! For added convenience, landscaping, cable and the sprinkler system are included in the HOA fee, making this an especially appealing option for anyone looking for an easy-to-maintain full-time residence or a lock-and-leave second home. The location completes the package. Waterlefe is just minutes from I-75, providing convenient access to Lakewood Ranch, Sarasota and the Gulf Coast, with St. Petersburg and Tampa also within easy driving distance. Whether you’re searching for your year-round Florida home, a seasonal getaway, or the perfect second home, this property offers the combination buyers are looking for: an updated and meticulously maintained home, flexible living space, a beautiful golf course setting, outstanding community amenities, and a lifestyle that is uniquely Waterlefe. Select furnishings may be available through separate negotiation. Come see it for yourself—and discover how easy Florida living can be.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,540
Sqft
0.16 ac
Lot size
2
Garage
2002
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,105 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,105/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs WATERLEFE GOLF & RIVER CLUB
$292 vs $390
Days on market
11 vs 56 typical
Where $292/sqft sits among the 6 homes for sale in WATERLEFE GOLF & RIVER CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34212 — neighborhood snapshot
Population
24,467
Median age
49.4
Median income
$119,298
Median home value
$478,000
Avg household
2.62
Households w/ children
2,300
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
3 of 6
WATERLEFE GOLF & RIVER CLUB have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 9609 PORTSIDE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$520,000
9455 PORTSIDE TERRACE · same community
2 bd · 2 ba · 1,530 sqft · $340/sqft · 9 DOM
Sold · Jun ’26$420,000
719 MISTY POND COURT · same community
3 bd · 2 ba · 1,503 sqft · $279/sqft · 61 DOM
Sold · Nov ’25$520,000
9613 TURNING LEAF TERRACE · same community
3 bd · 2 ba · 1,481 sqft · $351/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9609 PORTSIDE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9609 PORTSIDE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9609 PORTSIDE TERRACE FAQs
What would the monthly payment be for 9609 PORTSIDE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,105/mo — principal and interest, the actual property-tax bill, the $536/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9609 PORTSIDE TERRACE?+
The association fee works out to $536 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9609 PORTSIDE TERRACE?+
The most recent tax bill on record (2025) was $6,809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9609 PORTSIDE TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $449,000, this home is listed about 15% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9609 PORTSIDE TERRACE?+
Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
02Know the monthly fee
The association fee is $536/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Gene Witt Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Gene Witt Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW SUNCOAST · Edward Baroncini, Jr. MLS #A4705013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 9609 PORTSIDE TERRACE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →