CENTURY 21 Edge
$465,000$499,0003 bd2 ba1,816 sqft$256 /sqft$3,476 /mo all-in ↓

18122 BEACH RANCH, LAKEWOOD RANCH, FL, 34211

Active17 days on marketListed Sep 3, 2026MLS #A4705074

Reduced $34KWaterfrontSingle Family ResidenceSTAR FARMS

About this home

18122 BEACH RANCH

Virtually Staged. Better than new and priced to sell in Star Farms, one of Lakewood Ranch’s most sought after communities. This Clifton floor plan gives you the new construction feel without the part where your street looks like a construction site for the next two years. The block is finished, the neighborhood is established, and you can actually enjoy your backyard in peace. Inside, you get a bright open layout, three bedrooms, two baths, a flex space, and smart use of every square foot. Out back, enjoy beautiful sunset views and a sense of privacy that can be hard to find in newer construction. Then there is the Star Farms lifestyle. Resort style pools, fitness, trails, parks, sports courts, dining, events, and enough amenities to make staying home feel a lot like vacation. If you want Lakewood Ranch living without the builder wait, construction noise, or mystery of what is going up next door, come see this one.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,816

Sqft

0.16 ac

Lot size

2

Garage

2024

Year built

One

Levels

$256

Per sqft

WaterfrontNegotiable

Inside

FlooringEpoxy
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesNortheast
ExteriorIrrigation System

Community & fees

HOA fee$373/mo
Taxes (2025)$0/yr
PetsBreed Restrictions
CommunityDog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,476 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$0
HOA fee — from the listing$373
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,902/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Est. property taxes$426
HOA / condo fee$373
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$446KedgeAI estimate $479,562 · range $467K$496K$516K

vs edgeAI estimate

−3%

$/sqft vs STAR FARMS

$256 vs $326

Days on market

17 vs 54 typical

Where $256/sqft sits among the 20 homes for sale in STAR FARMS

2 · this home
3
10
2
0
3
$208–258$258–308$308–358$358–408$408–458$458+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood Ranch

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

LAKEWOOD RANCH 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market2.1 months of inventoryBuyer’s market

$577K$600K

Lakewood Ranch median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

9 of 20

STAR FARMS have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

CurrentPrice reduced to $465,000 $34K
Sep 3, 2026Listed at $499,000 · 17 days on market since
2024Built · STAR FARMS

Reality check

What actually sold near 18122 BEACH RANCH

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17833 CROPSIDE TRAILSold · Jun ’26

$670,000

17833 CROPSIDE TRAIL · same community

4 bd · 3 ba · 2,464 sqft · $272/sqft · 35 DOM

17814 CROPSIDE TRAILSold · Aug ’26

$875,000

17814 CROPSIDE TRAIL · same community

4 bd · 3 ba · 2,624 sqft · $333/sqft · 22 DOM

17825 CROPSIDE TRAILSold · Nov ’25

$670,514

17825 CROPSIDE TRAIL · same community

4 bd · 3 ba · 2,624 sqft · $256/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 18122 BEACH RANCH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18122 BEACH RANCH — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18122 BEACH RANCH FAQs

What would the monthly payment be for 18122 BEACH RANCH?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,476/mo — principal and interest, estimated property taxes, the $373/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18122 BEACH RANCH?+

The association fee works out to $373 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18122 BEACH RANCH?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18122 BEACH RANCH?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $465,000, this home is listed about 22% below the Lakewood Ranch median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18122 BEACH RANCH?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$465,000 runs 14% above the LAKEWOOD RANCH 34211 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $499,000, now $465,000 — a $34K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Matt Bender. MLS #A4705074.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lakewood Ranch homes, in your inbox

Like 18122 BEACH RANCH but not quite? A daily digest of every new listing in Lakewood Ranch — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Zack to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 5:52 PM UTC. The listing information on this page last changed on September 20, 2026 at 5:52 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 5:52 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 5:52 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.