3040 GRAND BAY BOULEVARD UNIT 292, LONGBOAT KEY, FL, 34228
Active12 days on marketListed Sep 8, 2026MLS #A4705167
About this home
3040 GRAND BAY BOULEVARD UNIT 292
Luxury Seasonal or Annual Rental in Grand Bay– Longboat Key Experience unparalleled luxury and breathtaking views from this stunning 9th-floor condominium at Grand Bay. From sunrise to sunset, enjoy panoramic vistas from your private wraparound balcony or through the floor-to-ceiling sliding glass doors that frame the living room. Designed for both relaxation and sophistication, this residence offers the elegance of a luxury waterfront home with the convenience of condominium living. Step off your private elevator and through double entry doors to be greeted by sprawling water views from every angle. This home features a welcoming foyer, a versatile den, a formal dining room for eight, and a spacious kitchen with ample storage and a cozy breakfast nook. It features two large bedrooms, four luxurious bathrooms—including a master suite with dual water closets and a bidet—and a private laundry room with a service entrance. Thoughtfully designed by Grand Bay’s interior designer, it exudes modern coastal elegance. Residents of Grand Bay enjoy world-class amenities, including: - Private garage parking with lobby access - Lap pool, hot tub, fitness center, and a newly remodeled clubhouse and lobby - Private beach access just steps away - Three gated entrances for added security. - Located minutes from St. Armands Circle, Anna Maria Island, and Downtown Sarasota, you’ll have access to fine dining, cultural attractions like ballets and operas, award-winning golf courses, boating on emerald waters, and some of the nation’s most beautiful beaches. Special Features: - Watch fireworks light up the Sarasota and Bradenton coastlines on New Year’s Eve from the comfort of your home. - All utilities, taxes, and insurance are included in the rental fee (tenant responsible for cable). - Pets are not allowed for Tenants, the Association. - No residents under 10 years old. This rare opportunity to join the exclusive Grand Bay community, which requires a 30-day HOA application process and two references. Available as a seasonal rental, 3 months, or more Don’t miss your chance to make unforgettable memories in one of Florida’s most coveted locations! Contact us today to schedule your private tour. BOOKING UPDATE: Off-season rent is 8k/mo, Seasonal is $10,500/mo.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,143
Sqft
0 ac
Lot size
1
Garage
1996
Year built
One
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$236 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$236/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Longboat Key actives
$5 vs $663
Days on market
12 vs 93 typical
Where $5/sqft sits among the 220 Longboat Key actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longboat Key
Get to know Longboat Key. See the full Longboat Key guide →
LONGBOAT KEY 34228 — neighborhood snapshot
Population
7,512
Median age
71.5
Median income
$143,365
Median home value
$959,200
Avg household
1.8
Households w/ children
51%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $1.4M
Longboat Key median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
93 of 220
Longboat Key actives have cut their price
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 3040 GRAND BAY BOULEVARD UNIT 292
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,000,000
3040 GRAND BAY BOULEVARD UNIT 234 · same community
3 bd · 3.5 ba · 2,550 sqft · $392/sqft · 184 DOM
Sold · Jan ’26$1,925,000
3040 GRAND BAY BOULEVARD UNIT 294 · same community
3 bd · 2.5 ba · 2,550 sqft · $755/sqft · 4 DOM
Sold · Jun ’26$1,650,000
3040 GRAND BAY BOULEVARD UNIT 283 · same community
3 bd · 3 ba · 2,550 sqft · $647/sqft · 198 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3040 GRAND BAY BOULEVARD UNIT 292 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3040 GRAND BAY BOULEVARD UNIT 292 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3040 GRAND BAY BOULEVARD UNIT 292 FAQs
What would the monthly payment be for 3040 GRAND BAY BOULEVARD UNIT 292?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $236/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3040 GRAND BAY BOULEVARD UNIT 292?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $10,500, this home is listed about 99% below the Longboat Key median of $950,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3040 GRAND BAY BOULEVARD UNIT 292?+
Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LONGBOAT KEY 34228 market on paper
$10,500 is 98% below the LONGBOAT KEY 34228 median of $580,000, and at $5/sqft it sits under the Longboat Key average of $851.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME EXCELLENCE · Desiree Doggett. MLS #A4705167.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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