10354 SMOOTH WATER DRIVE UNIT 278, HUDSON, FL, 34667
Active13 days on marketListed Sep 7, 2026MLS #A4705302
About this home
10354 SMOOTH WATER DRIVE UNIT 278
2023 Champion park model on leased Site 278 in Three Lakes RV Community, Hudson. 1 bedroom, 1 bath, about 467 sq ft. Open living/dining/kitchen, laminate flooring, stackable washer and dryer in the bath, walk-in shower. Furniture that conveys: two couches and a kitchen table with chairs. Concrete parking for two vehicles. New landscaping with sprinklers. Land is leased. Monthly lot rent is $667 and includes basic internet, community pool, and clubhouse. Water and sewer are billed separately. Buyer and occupants must be approved by Three Lakes / Sun Communities park management. All-ages, pet-friendly community (confirm current pet rules with the park). Amenities include a heated pool, clubhouse, fitness center, pickleball, tennis, shuffleboard, dog park, laundry, and three catch-and-release fishing lakes. Cash sale of the manufactured home only. No real property is conveyed.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
467
Sqft
2023
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,283/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hudson actives
$135 vs $196
Days on market
13 vs 45 typical
Where $135/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34667 — neighborhood snapshot
Population
30,674
Median age
60.3
Median income
$51,106
Median home value
$214,200
Avg household
1.98
Households w/ children
2,095
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $278K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
249 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 10354 SMOOTH WATER DRIVE UNIT 278
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$55,000
15922 WINNER LANE
1 bd · 1 ba · 480 sqft · $115/sqft · 6 DOM
Sold · Aug ’26$41,000
15371 WINNER LANE
1 bd · 1 ba · 396 sqft · $104/sqft · 6 DOM
Sold · Dec ’25$144,000
15617 HICKS ROAD
2 bd · 1 ba · 892 sqft · $161/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10354 SMOOTH WATER DRIVE UNIT 278 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10354 SMOOTH WATER DRIVE UNIT 278 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10354 SMOOTH WATER DRIVE UNIT 278 FAQs
What would the monthly payment be for 10354 SMOOTH WATER DRIVE UNIT 278?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,225/mo — principal and interest, estimated property taxes, the $667/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10354 SMOOTH WATER DRIVE UNIT 278?+
The association fee works out to $667 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10354 SMOOTH WATER DRIVE UNIT 278?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10354 SMOOTH WATER DRIVE UNIT 278?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $62,900, this home is listed about 81% below the Hudson median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10354 SMOOTH WATER DRIVE UNIT 278?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HUDSON 34667 market on paper
$62,900 is 77% below the HUDSON 34667 median of $275,000, and at $135/sqft it sits under the Hudson average of $222.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $667/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of CAPITAL REAL ESTATE ENTERPRISE · Chris Manning. MLS #A4705302.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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