CENTURY 21 Edge
$475,0002 bd2 ba1,987 sqft$239 /sqft$3,871 /mo all-in ↓

10209 SILVERADO CIRCLE, BRADENTON, FL, 34202

Active9 days on marketListed Sep 11, 2026MLS #A4705573

Priced 18% below the BRADENTON 34202 medianSingle Family ResidenceRIVER CLUB SOUTH SUBPHASE II

About this home

10209 SILVERADO CIRCLE

Virtually Staged. Welcome to effortless Florida living in this beautifully refreshed **Arthur Rutenberg-built home**, ideally located in East Bradenton just minutes from **Lakewood Ranch and Waterside Place**. Filled with natural light and thoughtfully designed with a flexible floor plan, this home combines quality construction, low-maintenance living and an exceptionally convenient location. From the moment you enter, the abundance of windows and open living spaces create a bright and welcoming atmosphere. The interior has been **freshly painted throughout**, providing a clean, neutral backdrop ready for its new owner. The spacious main living area offers plenty of room for both relaxing and entertaining, while the light-filled Florida room provides an inviting additional space to enjoy the surrounding greenery and Florida sunshine year-round. The home features **two bedrooms plus a private den with a closet**, offering excellent flexibility for today's lifestyle. The den can easily function as a **third bedroom, home office, hobby room or additional guest space**. The spacious primary suite enjoys abundant natural light and provides a peaceful retreat, while the additional bedroom is ideal for visiting family and friends. Additional features include **HURRICANE SHUTTERS**, gutters, an attached garage with a **newly painted garage floor**, WATER HEATER 2025, HVAC 2024 and numerous architectural details reflective of Arthur Rutenberg's reputation for thoughtful design and craftsmanship. For buyers looking for a low-maintenance Florida lifestyle, **GROUND MAINTENANCE IS INCLUDED IN HOA FEE**, giving you more time to enjoy everything the Sarasota and Lakewood Ranch area has to offer. Even better, this community has **NO CDD**, an increasingly desirable benefit for buyers looking to keep their ongoing ownership costs in check. The location is another standout feature. Enjoy convenient access to **Lakewood Ranch, Waterside Place, Main Street at Lakewood Ranch, University Town Center (UTC), Sarasota-Bradenton International Airport, I-75, downtown Sarasota, shopping, restaurants, golf, medical facilities and the Gulf Coast beaches**. Waterside Place offers waterfront dining, shopping, entertainment, community events and a vibrant town center atmosphere just minutes from home. Whether you're searching for a **primary residence, seasonal Florida home or low-maintenance property near Lakewood Ranch**, this home offers the space, flexibility, location and lifestyle today's buyers are looking for. **Freshly painted, hurricane shutters, flexible third-bedroom potential, grounds maintenance included and NO CDD — this is Florida living made easy.**

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,987

Sqft

0.18 ac

Lot size

2

Garage

1997

Year built

One

Levels

$239

Per sqft

Trees/Woods & Water view

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$227/mo
Taxes (2025)$5,727/yr
PetsDogs OK
CommunityDeed Restrictions · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,871 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$477
HOA fee — from the listing$227
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,871/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$477
HOA / condo fee$227
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$427KedgeAI estimate $471,474 · range $445K$487K$507K

vs edgeAI estimate

+0.7%

$/sqft vs Bradenton actives

$239 vs $241

Days on market

9 vs 56 typical

Where $239/sqft sits among the 400 Bradenton actives

123
116 · this home
77
40
18
26
$130–194$194–259$259–323$323–387$387–452$452+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River Club

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

River Club — neighborhood snapshot

Population

2,253

Median age

51

Median income

$118,920

Median home value

$595,731

Avg household

3

Households w/ children

214

For the school run

Manatee County School District

MiddleBraden River Middle School★★★★★
ElementaryBraden River Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

254 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the BRADENTON 34202 median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $475,000 · 9 days on market since
1997Built · RIVER CLUB SOUTH SUBPHASE II

Reality check

What actually sold near 10209 SILVERADO CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7310 DUNES COURTSold · Apr ’26

$468,000

7310 DUNES COURT · same community

2 bd · 2 ba · 1,816 sqft · $258/sqft · 20 DOM

7302 DUNES COURTSold · Nov ’25

$695,000

7302 DUNES COURT · same community

3 bd · 2 ba · 2,259 sqft · $308/sqft · 107 DOM

10240 SILVERADO CIRCLESold · Nov ’25

$415,000

10240 SILVERADO CIRCLE · same community

2 bd · 2 ba · 1,710 sqft · $243/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10209 SILVERADO CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10209 SILVERADO CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10209 SILVERADO CIRCLE FAQs

What would the monthly payment be for 10209 SILVERADO CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,871/mo — principal and interest, the actual property-tax bill, the $227/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10209 SILVERADO CIRCLE?+

The association fee works out to $227 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10209 SILVERADO CIRCLE?+

The most recent tax bill on record (2025) was $5,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10209 SILVERADO CIRCLE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $475,000, this home is listed about 22% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10209 SILVERADO CIRCLE?+

Braden River Middle School (middle), Braden River Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON 34202 market on paper

$475,000 is 18% below the BRADENTON 34202 median of $579,000, and at $239/sqft it sits under the Bradenton average of $265.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Braden River Middle School, Braden River Elementary School, Lakewood Ranch High School — Braden River Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Jane Ebury Sinclair, PA. MLS #A4705573.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bradenton homes, in your inbox

Like 10209 SILVERADO CIRCLE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Colleen to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 4:23 PM UTC. The listing information on this page last changed on September 20, 2026 at 4:23 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 4:23 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 4:23 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.