CENTURY 21 Edge
$335,0002 bd2 ba1,391 sqft$241 /sqft$2,546 /mo all-in ↓

3511 20TH AVENUE W, BRADENTON, FL, 34205

Active3 days on marketListed Sep 17, 2026MLS #A4705748

Single Family ResidenceHERITAGE

Come see it

Upcoming open house

Sun, Sep 20

1:00 PM – 3:00 PM

About this home

3511 20TH AVENUE W

WESTSIDE WINNER...Just getting started or pairing down this amazing home ticks all the boxes. PRICE...This one won't break the bank...LOCATION only 8.3 miles to the Pristine Beaches of Anna Maria Island (close enough to ride your bike)...AMENITIES...Updated kitchen your family chef will love, Newer roof, A/C in 2021, New exterior doors, Reinforced garage door (your insurance agent will love this) and some updated impact windows. Let's stop here and talk about the Kitchen for a moment; 36" Blond Oak cabinets, deep farm sink, newer appliances, OPEN to the main living areas so no one gets left our when meals are prepared and Gorgeous Granite countertops. Did I mention the top of the line Italian Tile flooring in most all the living spaces, NEW exterior paint, PVC fencing in the rear yard, Updated 200 Amp 3 phase electric service perfect for the BIG tools, ROOM to PARK an RV or BOAT in the side yard, a Bonus room ideal for a home office, personal gym, craft room or home school teaching space and a separate Glass Enclosed Lanai perfect for storage. An ensuite bath in the primary bedroom ensures privacy and offers a full size walk in closet where there might even be room for some of Dad's duds. In the front yard stands an ancient oak offering shade for the front porch the perfect place to greet family, neighbors and new found friends. This one is WORTH A LOOK so call Today and start home tomorrow.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,391

Sqft

0.21 ac

Lot size

2

Garage

1978

Year built

One

Levels

$241

Per sqft

Negotiable

Inside

FlooringCeramic Tile · Tile
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System

Community & fees

Taxes (2025)$3,186/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,546 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$266
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,546/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$266
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$322KedgeAI estimate $352,489 · range $340K$385K$400K

vs edgeAI estimate

−5%

$/sqft vs Bradenton actives

$241 vs $241

Days on market

3 vs 56 typical

Where $241/sqft sits among the 400 Bradenton actives

118
106 · this home
86
44
19
27
$130–190$190–251$251–311$311–372$372–432$432+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sandpoints

Drive times from this address

Downtown Tampa56 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Sandpoints — neighborhood snapshot

Population

2,968

Median age

47

Median income

$66,296

Median home value

$273,406

Avg household

3

Households w/ children

270

For the school run

Manatee County School District

HighManatee High School★★★★★
ElementaryJessie P. Miller Elementary School★★★★★
MiddleW. D. Sugg Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

253 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $335,000 · 3 days on market since
1978Built · HERITAGE

Reality check

What actually sold near 3511 20TH AVENUE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

374 W COBBLESTONE LOOPSold · Jan ’26

$330,000

374 W COBBLESTONE LOOP · same community

3 bd · 2 ba · 2,076 sqft · $159/sqft · 270 DOM

2218 N HERITAGE OAKS PATHSold · Mar ’26

$413,000

2218 N HERITAGE OAKS PATH · same community

3 bd · 2 ba · 2,189 sqft · $189/sqft · 69 DOM

1907 37TH STREET WSold · May ’26

$711,000

1907 37TH STREET W · same community

4 bd · 3 ba · 2,316 sqft · $307/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3511 20TH AVENUE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3511 20TH AVENUE W — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3511 20TH AVENUE W FAQs

What would the monthly payment be for 3511 20TH AVENUE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,546/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3511 20TH AVENUE W?+

The most recent tax bill on record (2025) was $3,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $335,000, this home is listed about 14% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3511 20TH AVENUE W?+

Manatee High School (high), Jessie P. Miller Elementary School (elementary), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FINE PROPERTIES · Richard Capps. MLS #A4705748.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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