401 N POINT ROAD UNIT 303, OSPREY, FL, 34229
Active5 days on marketListed Sep 15, 2026MLS #A4706051
About this home
401 N POINT ROAD UNIT 303
Nestled above the treetops, this beautiful 3 bedroom, 3 bath condo offers the unique feature of an added office/den, making it truly a place to live, work and play on the gorgeous Gulf Coast of Florida. The updated kitchen combines functionality with beauty. Opening to the great room and dining area, it allows you to visit with your guests as you prepare a meal using all the stainless-steel Kitchen Aid appliances. The breakfast bar is a comfortable place for a causal breakfast or use the adjoining dining area, large enough to accommodate a table for more formal meals. The main living area provides a delightful aesthetic, with new flooring, custom lighting and a soft wall pallet. Add the view of the preserve past the private, screened balcony and you will get the peaceful, easy feeling you associate with luxury living. The quality and beauty of the updates continue throughout the master suite and guest bedrooms, baths and office/den. Even the laundry room is a thing of beauty! There are so many incredible touches (custom paint, ceiling fans, plantation shutters, tray ceilings, and incredible bathrooms to name a few) in this residence, you truly must see it to appreciate all it has to offer! Want to enjoy the Florida sunshine? You can walk to the Meridian residents-only pool and spa. Here you will also find an outdoor kitchen and workout room. As members of The Oaks Club, you also can take advantage of all its amenities; two 18-hole championship golf courses, 12 HAR-TRU tennis courts maintained to tournament standards, 4 of which are lighted, bocce and pickle ball courts, a junior Olympic community pool, state-of-the-art WellFit fitness center, and a wide variety of dining, recreational and social offerings. Club membership is required and there is currently no waiting list for either Golf or Sports/Social membership.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,203
Sqft
0 ac
Lot size
1
Garage
2003
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,755 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,755/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−45.9%
$/sqft vs MERIDIAN AT THE OAKS PRESERVE
$202 vs $313
Days on market
5 vs 107 typical
Where $202/sqft sits among the 12 homes for sale in MERIDIAN AT THE OAKS PRESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Osprey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Osprey. See the full Osprey guide →
OSPREY 34229 — neighborhood snapshot
Population
7,237
Median age
65.5
Median income
$93,949
Median home value
$635,800
Avg household
2.06
Households w/ children
383
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osprey market
$723K → $765K
Osprey median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
6 of 12
MERIDIAN AT THE OAKS PRESERVE have cut their price
Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the OSPREY 34229 median. See the full Osprey market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 N POINT ROAD UNIT 303
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$560,000
409 N POINT ROAD UNIT 603 · same community
3 bd · 3 ba · 2,203 sqft · $254/sqft · 728 DOM
Sold · Jan ’26$675,000
409 N POINT ROAD UNIT 501 · same community
3 bd · 3 ba · 2,594 sqft · $260/sqft · 576 DOM
Sold · Jan ’26$1,330,000
401 N POINT ROAD UNIT 901 · same community
3 bd · 3 ba · 2,594 sqft · $513/sqft · 760 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 401 N POINT ROAD UNIT 303 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 N POINT ROAD UNIT 303 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
401 N POINT ROAD UNIT 303 FAQs
What would the monthly payment be for 401 N POINT ROAD UNIT 303?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,755/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 401 N POINT ROAD UNIT 303?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 401 N POINT ROAD UNIT 303?+
The most recent tax bill on record (2025) was $4,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 N POINT ROAD UNIT 303?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osprey?+
At $445,000, this home is listed about 34% below the Osprey median of $669,500. The market section on this page shows how the area is trending.
Which schools are assigned to 401 N POINT ROAD UNIT 303?+
Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OSPREY 34229 market on paper
$445,000 is 21% below the OSPREY 34229 median of $562,900, and at $202/sqft it sits under the Osprey average of $394.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Osprey market that averages 107 — if it fits, move quickly.
04Strong assigned schools
Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Steve Abbe. MLS #A4706051.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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