7557 SW 86TH LANE, OCALA, FL, 34476
Active5 days on marketListed Sep 16, 2026MLS #A4706336
About this home
7557 SW 86TH LANE
Location, location, location! Nearly new Ocala estate on almost five private, gated and fully fenced acres in an established equestrian community off Hwy 200, with access to shopping, dining and medical care. Two private guest quarters are among the custom-built home's many thoughtfully designed features. The 2,672 sqft custom home offers 4–5 bedrooms, 3½ baths and a 3-car garage, with 10' ceilings, crown molding and LVP flooring. The open kitchen and great room feature solid-wood cabinetry, quartz countertops and two islands. A private guest suite includes its own entrance, full bath and kitchen. Primary bath has a two-person shower; main bath, a two-person Jacuzzi tub. Enjoy a theater with surround sound, plus extensive smart-home, networking and A/V features. A gated entrance and paved drive lead through maintained pastures and paddocks, with room for a barn and stalls. Also included are RV/trailer parking with electric, water and sewer, a well/storage building, whole-house generator and water filtration system. Furnishings and ranch equipment may be negotiable. A detached, conditioned 600 sqft building includes a great room, bedroom, full bath, kitchenette/laundry, three-zone climate control, 16' vaulted main area, dedicated parking and separate electric service, ideal for guests, a home business or other qualifying uses. An established home-based salon and massage business with substantial revenue and recurring clientele may be acquired under a separate agreement.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,672
Sqft
4.88 ac
Lot size
3
Garage
2022
Year built
One
Levels
$447
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,638 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,638/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+215%
$/sqft vs Ocala actives
$447 vs $180
Days on market
5 vs 53 typical
Where $447/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 313% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7557 SW 86TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$700,000
7660 SW 86 LANE · same community
3 bd · 2 ba · 1,842 sqft · $380/sqft · 8 DOM
Sold · Aug ’26$360,000
7440 SW 83RD PLACE · same community
3 bd · 2 ba · 1,634 sqft · $220/sqft · 2 DOM
Sold · Jul ’26$360,000
8440 SW 73RD AVENUE · same community
4 bd · 2.5 ba · 1,626 sqft · $221/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7557 SW 86TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7557 SW 86TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7557 SW 86TH LANE FAQs
What would the monthly payment be for 7557 SW 86TH LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,638/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7557 SW 86TH LANE?+
The most recent tax bill on record (2025) was $6,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $1,195,000, this home is listed about 300% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7557 SW 86TH LANE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #A4706336.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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