7632 BERGAMO AVENUE, SARASOTA, FL, 34238
Active1 days on marketListed Sep 22, 2026MLS #A4706365
About this home
7632 BERGAMO AVENUE
Solid-built and worry-free, this 3-bedroom, 2.5-bath townhome in VillageWalk at Palmer Ranch is built with steel-reinforced poured concrete, underground utilities, and hurricane shutters. Add a no-flood-zone location, and you’ve got a home that delivers lasting durability and peace of mind. Inside, wood-look laminate plank floors flow through a livable layout with all main living areas downstairs and all three bedrooms upstairs. Sliding glass doors off the living room open to a covered, screened-in patio, perfect for enjoying Sarasota’s year-round outdoor lifestyle in comfort and privacy. VillageWalk is one of Palmer Ranch’s most established resort-style communities. Miles of scenic walking and biking paths wind through 516 acres of lakes, preserves and manicured tropical landscaping, while the lakefront Town Center brings an impressive collection of amenities close to home. Residents enjoy a 24-hour fitness center, heated lap and resort pools, six lighted Har-Tru tennis courts, pickleball, basketball, bocce and a full calendar of activities and events. Everyday conveniences are right inside the gates, including an on-site café with full bar, lagoon pool Tiki bar, gas station, hair salon, post office and gift shop. Shopping, dining and the Legacy Trail are nearby, with Siesta Key Beach and Sarasota’s arts, culture and waterways within easy reach.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,672
Sqft
0.06 ac
Lot size
1
Garage
2004
Year built
Two
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,335 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,335/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.1%
Days on market
1 vs 63 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34238 — neighborhood snapshot
Population
22,808
Median age
63.9
Median income
$94,583
Median home value
$532,800
Avg household
1.94
Households w/ children
1,611
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the SARASOTA 34238 median. See the full Sarasota market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7632 BERGAMO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7632 BERGAMO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7632 BERGAMO AVENUE FAQs
What would the monthly payment be for 7632 BERGAMO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,335/mo — principal and interest, the actual property-tax bill, the $471/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7632 BERGAMO AVENUE?+
The association fee works out to $471 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7632 BERGAMO AVENUE?+
The most recent tax bill on record (2025) was $2,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7632 BERGAMO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $390,000, this home is listed about 29% below the Sarasota median of $552,448. The market section on this page shows how the area is trending.
Which schools are assigned to 7632 BERGAMO AVENUE?+
Sarasota Middle School (middle), Ashton Elementary School (elementary), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$390,000 runs 47% above the SARASOTA 34238 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Sarasota market that averages 63 — if it fits, move quickly.
04Strong assigned schools
Sarasota Middle School, Ashton Elementary School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Nancy Endara. MLS #A4706365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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