4060 JARDIN LANE, SARASOTA, FL, 34238
Active1 days on marketListed Sep 22, 2026MLS #A4706699
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Upcoming open house
Sun, Sep 27
1:00 AM – 4:00 PM
Open House gate code between 1:00 and 4:00 is 9562 and the green button
About this home
4060 JARDIN LANE
Boasting 1,782 square feet in the ever-popular, gated community of Mira Lago, this elegant and spacious 2-bedroom, 2-bath villa with a den offers the best of maintenance-free Florida living. Tastefully decorated and offered turnkey furnished for the seller’s convenience, this home is ready to enjoy—simply bring your suitcase and settle in for the winter beginning in early January 2027! Soaring ceilings and abundant transom windows fill the home with natural light, while beautiful natural oak flooring enhances the Living Room, Dining Room and Den. The furnishings include high-quality leather seating, a den chair with ottoman, a stately dining set and a tall curio cabinet complete with collectibles and china. The thoughtfully designed eat-in kitchen features crisp white finishes, granite countertops, a tiled backsplash and lighted plant shelves. A desirable split-bedroom floor plan provides privacy for both owners and guests. The spacious Primary Suite features an en suite bath with a large walk-in closet, soaking tub, separate shower, dual-sink vanity, linen closet and private water closet. Both the Living Room and Primary Bedroom offer direct access to the sunny, south-facing Florida Room—an inviting space for relaxing and enjoying the Florida lifestyle. Outdoors, a brick-paver patio provides the perfect setting for grilling or unwinding and offers the potential to be enclosed with a screened lanai. Major updates add peace of mind: the barrel-tile roof was replaced in September 2020 and received a maintenance check in July 2025. The A/C and water heater are also 2020, and the washer was replaced in 2026. Mira Lago is known for its low HOA fees and exceptional amenities, including a community pool and hot tub, four scenic lakes, and sidewalks with bench seating throughout the neighborhood. HOA services include lawn care, tree and shrub trimming, irrigation, mulching, annual power washing of driveways and sidewalks, interior pest control, cable service with 120 Frontier channels, and exterior painting every eight years with five color options. Conveniently located near shopping, dining and everyday essentials, with Costco just a short drive away and additional shopping options planned nearby. This is a wonderful opportunity to enjoy easy, maintenance-free living in one of Palmer Ranch’s most charming gated communities. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,782
Sqft
0.12 ac
Lot size
2
Garage
1993
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
Days on market
1 vs 63 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34238 — neighborhood snapshot
Population
22,808
Median age
63.9
Median income
$94,583
Median home value
$532,800
Avg household
1.94
Households w/ children
1,611
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the SARASOTA 34238 median. See the full Sarasota market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4060 JARDIN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4060 JARDIN LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4060 JARDIN LANE FAQs
What would the monthly payment be for 4060 JARDIN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,591/mo — principal and interest, the actual property-tax bill, the $430/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4060 JARDIN LANE?+
The association fee works out to $430 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4060 JARDIN LANE?+
The most recent tax bill on record (2025) was $4,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4060 JARDIN LANE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $410,000, this home is listed about 26% below the Sarasota median of $552,448. The market section on this page shows how the area is trending.
Which schools are assigned to 4060 JARDIN LANE?+
Sarasota Middle School (middle), Ashton Elementary School (elementary), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$410,000 runs 55% above the SARASOTA 34238 median.
02Fresh on the market
Only 1 day on market in a Sarasota market that averages 63 — if it fits, move quickly.
03Strong assigned schools
Sarasota Middle School, Ashton Elementary School, Riverview High School — Sarasota Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Cindy Taliaferro. MLS #A4706699.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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