CENTURY 21 Edge
$825,0005 bd4 ba3,354 sqft$246 /sqft$6,568 /mo all-in ↓

3638 Hamilton Key, West Palm Beach FL 33411, WEST PALM BEACH, FL, 33411

Active157 days on marketListed Mar 12, 2026MLS #B26001033

WaterfrontPrivate poolSingle Family ResidenceHAMILTON BAY

About this home

3638 Hamilton Key, West Palm Beach FL 33411

Discover coastal elegance in the heart of West Palm Beach at 3638 E Hamilton Ky. This stunning 5-bedroom, 4-bathroom pool & waterfront residence is nestled within the prestigious gated community of Hamilton Bay, offering a lifestyle of luxury and tranquility. BRAND NEW ROOF!!! From the moment you arrive, the Mediterranean-inspired architecture, manicured hedges, and arched entryway set a tone of sophisticated charm. Inside, the home unfolds into a light-filled sanctuary defined by soaring vaulted ceilings and expansive windows that frame picturesque views of the private pool and the shimmering lake beyond. The heart of this home is a masterfully designed living space, where the kitchen seamlessly connects to the family and dining areas. Featuring a center cooking island, sleek cabinetry, and a cozy breakfast bar, the kitchen is as functional as it is stylish. The ground-floor primary suite serves as a true retreat, boasting generous proportions and a spa-like ensuite bath complete with a separate soaking tub, walk-in shower, and dual vanities. Whether you're hosting a formal dinner or enjoying a quiet morning coffee by the sliding glass doors, the interior's airy layout and modern finishes provide the perfect backdrop for any occasion. Step outside to your own private oasis, where Florida living truly comes to life. The large, screened-in patio features a sparkling pool and plenty of space for outdoor dining, all while overlooking a peaceful lake with a community fountain in the distance. Beyond the primary living quarters, the home offers incredible versatility with a spacious upstairs loft and a 3-car garage, providing ample room for a home office, media room, or guest suite. Centrally located near the airport, downtown, and world-class golf, this property offers the perfect blend of seclusion and convenience.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,354

Sqft

0.22 ac

Lot size

3

Garage

2004

Year built

2

Levels

$246

Per sqft

Private poolWaterfrontLake & Pool & Water & Lake View viewPets allowed

Inside

FlooringCeramic Floor · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Gas Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorCooking Island · Entrance Foyer · French Doors · Pantry · Skylight · Split Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Den/Library/Office · Family Room · Loft · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry · Washer Hookup
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofBarrel · Tile · Barrel Roof · Curved/S-Tile Roof · Tile Roof
ConstructionCBS Construction · Stucco
ViewLake · Pool · Water · Lake View
FacesSoutheast
Parking2 Or More Spaces · Driveway · No Boats · Parking Garage · No Rv/Boats
ExteriorBarbeque · Exterior Lights

Community & fees

HOA fee$343/mo
Taxes (2025)$15,644/yr
PetsYes
CommunityTennis · Gated · Mandatory Hoa · Paved Road · Pool · Private Roads · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Cable Available · Electricity Available · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,568 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property tax — 2025 actual bill$1,304
HOA fee — from the listing$343
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,500
Interest rate6.00%
Loan term

Estimated payment

$6,568/mo

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property taxes (actual bill)$1,304
HOA / condo fee$343
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $825K
$696KedgeAI estimate $773,576 · range $725K$834K$867K

vs edgeAI estimate

+6.6%

$/sqft vs West Palm Beach actives

$246 vs $253

Days on market

157 vs 62 typical

Where $246/sqft sits among the 399 West Palm Beach actives

296 · this home
42
14
14
8
25
$126–406$406–686$686–966$966–1246$1246–1526$1526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Briar Bay

Map of 3638 Hamilton Key, West Palm Beach FL 33411 inside its neighborhood boundary

Get to know West Palm Beach. See the full West Palm Beach guide →

Briar Bay — neighborhood snapshot

Population

4,769

Median age

34

Median income

$103,596

Median home value

$359,529

Avg household

3

Households w/ children

658

For the school run

Palm Beach County School District

ElementaryGrassy Waters Elementary School★★★★★
MiddleJeaga Middle School★★★★
HighPalm Beach Lakes High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The West Palm Beach market

Seller’s marketLeans buyer13.1 months of inventoryBuyer’s market

$397K$410K

West Palm Beach median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

43 of 399

West Palm Beach actives have cut their price

Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 262% above the WEST PALM BEACH 33411 median. See the full West Palm Beach market guide →

Paper trail

This home's history

Mar 12, 2026Listed at $825,000 · 157 days on market since
2004Built · HAMILTON BAY

Reality check

What actually sold near 3638 Hamilton Key

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3638 Turtle Island Court, West Palm Beach FL 33411Sold · Jun ’26

$740,000

3638 Turtle Island Court, West Palm Beach FL 33411

5 bd · 4 ba · 3,321 sqft · $223/sqft · 63 DOM

7139 Crystal Lake Drive, West Palm Beach FL 33411Sold · Jun ’26

$825,000

7139 Crystal Lake Drive, West Palm Beach FL 33411

4 bd · 3 ba · 2,536 sqft · $325/sqft · 17 DOM

2680 Hancock Creek Road, West Palm Beach FL 33411Sold · Sep ’25

$715,000

2680 Hancock Creek Road, West Palm Beach FL 33411

4 bd · 3 ba · 2,536 sqft · $282/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3638 Hamilton Key — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3638 Hamilton Key — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3638 Hamilton Key FAQs

What would the monthly payment be for 3638 Hamilton Key, West Palm Beach FL 33411?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,568/mo — principal and interest, the actual property-tax bill, the $343/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3638 Hamilton Key, West Palm Beach FL 33411?+

The association fee works out to $343 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3638 Hamilton Key, West Palm Beach FL 33411?+

The most recent tax bill on record (2025) was $15,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3638 Hamilton Key, West Palm Beach FL 33411?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in West Palm Beach?+

At $825,000, this home is listed about 162% above the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3638 Hamilton Key, West Palm Beach FL 33411?+

Grassy Waters Elementary School (elementary), Jeaga Middle School (middle), Palm Beach Lakes High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$825,000 runs 262% above the WEST PALM BEACH 33411 median — but at 3,354 sqft it's also nearly 3 times the size of the typical West Palm Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

157 days on market against a West Palm Beach median of 62 — sellers in this position are usually ready to negotiate.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New West Palm Beach homes, in your inbox

Like 3638 Hamilton Key, West Palm Beach FL 33411 but not quite? A daily digest of every new listing in West Palm Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Julian to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 17, 2026 at 1:44 AM UTC. The listing information on this page last changed on August 17, 2026 at 1:44 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 17, 2026 at 1:44 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 17, 2026 at 1:44 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.