10851 S Ocean Drive, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957
Active153 days on marketListed Mar 17, 2026MLS #B26003607
About this home
10851 S Ocean Drive, Jensen Beach FL 34957
From the Ocean to the Intracoastal Waterway & Sunrises to Sunsets, Enjoy your own slice of Paradise on South Hutchinson Island! Embrace the lifestyle at Windmill Village By-The-Sea offering an Oceanside Swimming Pool & Clubhouse with private Beach access, Fitness Center & a Sunrise viewing Gazebo. Discover Direct Waterfront + Dock + 10,000lb Boatlift & just 20 minutes to the St. Lucie Inlet PLUS You Own the Land! The Community is Golf Cart friendly & Pet & Truck friendly! Head to Historic Downtown Stuart for delicious dining & a casual nightlife or explore the many local attractions including the Lyric Theater,the Elliott Museum,the Florida Oceanographic Center & the House of Refuge.You have it all at your fingertips-Fine dining,World-class fishing,Championship Golf & the natural Beauty o
Facts & features
The home at a glance
0.0934 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,680 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,680/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Windwill Village
Get to know Jensen Beach. See the full Jensen Beach guide →
Windwill Village — neighborhood snapshot
Population
198
Median age
72
Median income
$43,857
Median home value
$178,400
Avg household
1
Households w/ children
2%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$476K → $475K
Jensen Beach median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 10851 S Ocean Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$245,000
802 Nettles Boulevard, Jensen Beach FL 34957
1 bd · 1.5 ba · 704 sqft · $348/sqft · 55 DOM
Sold · Jul ’26$285,000
10725 S Ocean Drive # 276, Jensen Beach FL 34957
2 bd · 2 ba · 971 sqft · $294/sqft · 260 DOM
Sold · Jun ’26$390,000
10310 S Ocean Drive # 307, Jensen Beach FL 34957
2 bd · 2 ba · 1,021 sqft · $382/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10851 S Ocean Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10851 S Ocean Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10851 S Ocean Drive FAQs
What would the monthly payment be for 10851 S Ocean Drive, Jensen Beach FL 34957?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,680/mo — principal and interest, the actual property-tax bill, the $317/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10851 S Ocean Drive, Jensen Beach FL 34957?+
The association fee works out to $317 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10851 S Ocean Drive, Jensen Beach FL 34957?+
The most recent tax bill on record (2024) was $2,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jensen Beach?+
At $309,000, this home is listed about 31% below the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10851 S Ocean Drive, Jensen Beach FL 34957?+
Mariposa Elementary School (elementary), Village Green Environmental Studies School (elementary), Morningside Elementary School (elementary), Southport Middle School (middle), Savanna Ridge Elementary School (elementary), Northport K-8 School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$309,000 runs 15% above the JENSEN BEACH 34957 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
153 days on market against a Jensen Beach median of 75 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariposa Elementary School, Village Green Environmental Studies School, Morningside Elementary School, Southport Middle School, Savanna Ridge Elementary School, Northport K-8 School, Treasure Coast High School — Morningside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Jensen Beach homes, in your inbox
Like 10851 S Ocean Drive, Jensen Beach FL 34957 but not quite? A daily digest of every new listing in Jensen Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Erwin to ping you on any price or status change →