5540 N Ocean Drive # a, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404
Active147 days on marketListed Mar 25, 2026MLS #B26007119
About this home
5540 N Ocean Drive # a, Riviera Beach FL 33404
Penthouse Views! Enjoy the best ocean views on the island, perched on the pristine north end of Singer Island. Breathtaking SE Corner direct ocean views with wrap-around balconies w/expansive Sea-Forever views. Washer/Dryer right outside condo door. Lovingly maintained condo with WOW views. Amenities include 2 heated pools, private beach access, oceanfront community room with grills, bar, TV's, putting green, 4 tennis-pickleball courts, manned gated, lobby w/fitness areas. Beach walk for miles and miles far from crowded hotels and public beaches, dining, and scenic parks.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,435
Sqft
0 ac
Lot size
1
Garage
1975
Year built
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$225/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WATER GLADES CONDO
$6 vs $627
Days on market
147 vs 65 typical
Where $6/sqft sits among the 7 homes for sale in WATER GLADES CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Riviera Beach. See the full Riviera Beach guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riviera Beach market
$635K → $380K
Riviera Beach median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
1 of 7
WATER GLADES CONDO have cut their price
Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5540 N Ocean Drive # a
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$975,000
5550 N Ocean Dr # 22C, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,435 sqft · $679/sqft · 270 DOM
Sold · Jun ’26$845,000
5510 N Ocean Drive # 19c, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,435 sqft · $589/sqft · 132 DOM
Sold · Apr ’26$1,100,000
5510 N Ocean Drive # 26c, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,435 sqft · $767/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 5540 N Ocean Drive # a — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5540 N Ocean Drive # a — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5540 N Ocean Drive # a FAQs
What would the monthly payment be for 5540 N Ocean Drive # a, Riviera Beach FL 33404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $225/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5540 N Ocean Drive # a, Riviera Beach FL 33404?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riviera Beach?+
At $9,000, this home is listed about 98% below the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5540 N Ocean Drive # a, Riviera Beach FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the RIVIERA BEACH 33404 market on paper
$9,000 is 96% below the RIVIERA BEACH 33404 median of $248,000, and at $6/sqft it sits under the Riviera Beach average of $390.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
147 days on market against a Riviera Beach median of 65 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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