
986 Lido Drive, FL 34737, FL, 34737
Active132 days on marketListed Mar 26, 2026MLS #B26007288
About this home
986 Lido Drive, FL 34737
Welcome to this beautifully maintained 3 bedroom, 2.5 bath townhouse in the desirable Venezia Townhouses community in Howey in the Hills. A rare opportunity to assume the existing loan at 4.99% interest rate, subject to lender approval, which may offer a lower monthly payment compared to current market rates. This home features an open concept layout, granite countertops, spacious kitchen island with bar seating, and a bright living area leading to a screened in porch overlooking peaceful green space with no direct rear neighbors. Built in 2023. Possible furnished or turnkey opportunity available. Enjoy comfort, privacy, and value in one of Lake County's growing communities. Assumable loan at 4.99% subject to lender approval. Buyer to verify terms and qualification requirements. HOA information available. Please submit all offers with proof of funds or pre approval. Easy to show.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,660
Sqft
0.05 ac
Lot size
1
Garage
2023
Year built
2
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,585 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,585/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 986 Lido Drive — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 986 Lido Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
986 Lido Drive FAQs
What would the monthly payment be for 986 Lido Drive, FL 34737?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,585/mo — principal and interest, the actual property-tax bill, the $126/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 986 Lido Drive, FL 34737?+
The association fee works out to $126 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 986 Lido Drive, FL 34737?+
The most recent tax bill on record (2025) was $5,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 986 Lido Drive, FL 34737?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.