3320 Lake Osborne Drive # 107, FL 33461, FL, 33461
Active132 days on marketListed Apr 1, 2026MLS #B26010097
About this home
3320 Lake Osborne Drive # 107, FL 33461
First (ground) floor unit with lake view from patio/Florida room Tile floors, new a/c new appliances, new bathroom with marble tiles and walk in shower. new vanity. Building 2 is close to amenities and lake. Enjoy Low maintenance fee includes cable and Wi-Fi. and reserves.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
612
Sqft
0 ac
Lot size
1978
Year built
1
Levels
$100
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,226 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,226/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 3320 Lake Osborne Drive # 107
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$77,000
2840 Lake Osborne Drive # 109, FL 33461 · same community
1 bd · 1 ba · 612 sqft · $126/sqft · 159 DOM
Sold · Oct ’25$82,000
3120 Cynthia Lane # 204, FL 33461 · same community
1 bd · 1 ba · 612 sqft · $134/sqft · 97 DOM
Sold · Apr ’26$50,000
2840 Cynthia Lane # 212, FL 33461 · same community
1 bd · 1 ba · 612 sqft · $82/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3320 Lake Osborne Drive # 107 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3320 Lake Osborne Drive # 107 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3320 Lake Osborne Drive # 107 FAQs
What would the monthly payment be for 3320 Lake Osborne Drive # 107, FL 33461?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,226/mo — principal and interest, the actual property-tax bill, the $513/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3320 Lake Osborne Drive # 107, FL 33461?+
The association fee works out to $513 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3320 Lake Osborne Drive # 107, FL 33461?+
The most recent tax bill on record (2025) was $1,968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3320 Lake Osborne Drive # 107, FL 33461?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Know the monthly fee
The association fee is $513/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $82,500, now $61,500 — a $21K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.