8128 Cobblestone Drive, Fort Pierce FL 34945, FORT PIERCE, FL, 34945
Active130 days on marketListed Apr 4, 2026MLS #B26011122
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,463
Sqft
0.05 ac
Lot size
1
Garage
2026
Year built
2
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,270 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,270/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs CREEKSIDE PLAT NO. 6
$198 vs $204
Days on market
130 vs 65 typical
Where $198/sqft sits among the 10 homes for sale in CREEKSIDE PLAT NO. 6
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,399/mo median
Live Fort Pierce rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Creekside
Creekside is a short-term-rental community. See the full guide →
FORT PIERCE 34945 — neighborhood snapshot
Population
6,214
Median age
41.6
Median income
$72,941
Median home value
$285,500
Avg household
2.85
Households w/ children
692
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$515K → $301K
Fort Pierce median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
0 of 10
CREEKSIDE PLAT NO. 6 have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the FORT PIERCE 34945 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near 8128 Cobblestone Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$309,990
8135 Cobblestone Drive, Fort Pierce FL 34945 · same community
3 bd · 2.5 ba · 1,463 sqft · $212/sqft · 36 DOM
Sold · Jun ’26$274,000
8139 Cobblestone Drive, Fort Pierce FL 34945 · same community
3 bd · 2.5 ba · 1,463 sqft · $187/sqft · 9 DOM
Sold · Mar ’26$314,990
8120 Cobblestone Drive, Fort Pierce FL 34945 · same community
3 bd · 2.5 ba · 1,464 sqft · $215/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8128 Cobblestone Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8128 Cobblestone Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8128 Cobblestone Drive FAQs
What would the monthly payment be for 8128 Cobblestone Drive, Fort Pierce FL 34945?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,270/mo — principal and interest, the actual property-tax bill, the $193/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8128 Cobblestone Drive, Fort Pierce FL 34945?+
The association fee works out to $193 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8128 Cobblestone Drive, Fort Pierce FL 34945?+
The most recent tax bill on record (2025) was $974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8128 Cobblestone Drive, Fort Pierce FL 34945 be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8128 Cobblestone Drive, Fort Pierce FL 34945?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $289,990, this home is listed about 9% below the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8128 Cobblestone Drive, Fort Pierce FL 34945?+
Forest Grove Middle School (middle), Chester A. Moore Elementary School (elementary), Lawnwood Elementary School (elementary), White City Elementary School (elementary), Weatherbee Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FORT PIERCE 34945 market on paper
$289,990 is 52% below the FORT PIERCE 34945 median of $609,000, and at $198/sqft it sits under the Fort Pierce average of $297.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
130 days on market against a Fort Pierce median of 65 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $306,385, now $289,990 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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