1148 Summit Trail Circle # D, West Palm Beach FL 33415, WEST PALM BEACH, FL, 33415
Active137 days on marketListed Apr 4, 2026MLS #B26011430
About this home
1148 Summit Trail Circle # D, West Palm Beach FL 33415
**Limited Time Listing** High Demand Property Welcome to this beautiful & new 3-bedroom/2-bathroom single family home, located in a gated, peaceful, and family-friendly community in West Palm Beach. This home features updated flooring, modernized kitchen, upgraded bathrooms, offering a fresh, move-in-ready feel with a bright and functional layout perfect for everyday living and entertaining. A true highlight of the property is the spacious patio area, thoughtfully designed for year-round enjoyment. A portion of the patio is covered with a solid roof, providing shade and comfort, while the remaining section features a screened-in enclosure, allowing you to relax outdoors without the nuisance of bugs. This versatile space is ideal for hosting, dining, or unwinding. Residents enjoy access to a range of community amenities, including a swimming pool, jacuzzi, tennis court, basketball court, kids playground etc, all within a secure and well-maintained gated setting that offers a calm, welcoming atmosphere. Conveniently located near major roads, shopping, dining, and entertainment, this home offers the perfect blend of privacy, comfort, and accessibility. Please contact ASAP for inquiries. This home receives significant interest and is expected to be secured quickly. - Applicants must meet HOA requirements, including a minimum credit score of 620. - Final approval will be based on meeting all requirements and a completed application.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,332
Sqft
0.05 ac
Lot size
1987
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs West Palm Beach actives
$2 vs $253
Days on market
137 vs 62 typical
Where $2/sqft sits among the 399 West Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Palm Beach
Get to know West Palm Beach. See the full West Palm Beach guide →
WEST PALM BEACH 33415 — neighborhood snapshot
Population
53,058
Median age
37.7
Median income
$57,199
Median home value
$220,800
Avg household
2.85
Households w/ children
6,499
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Palm Beach market
$397K → $410K
West Palm Beach median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
43 of 399
West Palm Beach actives have cut their price
Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the WEST PALM BEACH 33415 median. See the full West Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1148 Summit Trail Circle # D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$370,000
1175 Shibumy Circle # A, West Palm Beach FL 33415 · same community
3 bd · 2 ba · 1,322 sqft · $280/sqft · 7 DOM
Sold · Jan ’26$345,000
1101 Summit Place Cir # B, West Palm Beach FL 33415
3 bd · 2 ba · 1,332 sqft · $259/sqft · 45 DOM
Sold · Jun ’26$350,000
1057 Summit Trail Circle # B, West Palm Beach FL 33415
3 bd · 2 ba · 1,332 sqft · $263/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1148 Summit Trail Circle # D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1148 Summit Trail Circle # D — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1148 Summit Trail Circle # D FAQs
What would the monthly payment be for 1148 Summit Trail Circle # D, West Palm Beach FL 33415?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1148 Summit Trail Circle # D, West Palm Beach FL 33415?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Palm Beach?+
At $2,900, this home is listed about 99% below the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1148 Summit Trail Circle # D, West Palm Beach FL 33415?+
Hope-Centennial Elementary School (elementary), Bear Lakes Middle School (middle), Palm Beach Lakes High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WEST PALM BEACH 33415 market on paper
$2,900 is 98% below the WEST PALM BEACH 33415 median of $179,500, and at $2/sqft it sits under the West Palm Beach average of $460.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
137 days on market against a West Palm Beach median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $3,500, now $2,900 — a $600 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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