630 E Pointe Ct SW, Vero Beach FL 32962, VERO BEACH, FL, 32962
Active130 days on marketListed Apr 6, 2026MLS #B26011476
About this home
630 E Pointe Ct SW, Vero Beach FL 32962
Discover the potential of this expansive double corner lot located at 630 E Pointe Ct SW, Vero Beach, FL. Nestled in a serene neighborhood, a wonderful opportunity to build your dream home to live in with income producing villa / townhouses. Surrounded by natural beauty and conveniently located near local amenities, great schools, this property provides a superb setting for those seeking tranquility and accessibility. Don't miss the chance of building in this desirable location on the water. 630 & 640 per deed restrictions must be sold together. Please do due diligence of all deed restrictions, incredible investment opportunity. ready to build!
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,266 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,266/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Preservation Pointes
Get to know Vero Beach. See the full Vero Beach guide →
Preservation Pointes — neighborhood snapshot
Population
1,153
Median age
37
Median income
$83,603
Median home value
$331,700
Avg household
3
Households w/ children
188
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 630 E Pointe Ct SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$73,500
Nearby listing
1 bd · 1 ba · 630 sqft · $117/sqft · 181 DOM
Sold · Jun ’26$109,500
Nearby listing
1 bd · 1 ba · 679 sqft · $161/sqft · 119 DOM
Sold · Jun ’26$85,000
14 Vista Palm Lane # 105, Vero Beach FL 32962
1 bd · 1.5 ba · 750 sqft · $113/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 630 E Pointe Ct SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 630 E Pointe Ct SW — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
630 E Pointe Ct SW FAQs
What would the monthly payment be for 630 E Pointe Ct SW, Vero Beach FL 32962?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,266/mo — principal and interest, the actual property-tax bill, the $158/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 630 E Pointe Ct SW, Vero Beach FL 32962?+
The association fee works out to $158 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 630 E Pointe Ct SW, Vero Beach FL 32962?+
The most recent tax bill on record (2025) was $515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Vero Beach?+
At $143,000, this home is listed about 68% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 630 E Pointe Ct SW, Vero Beach FL 32962?+
Oslo Middle School (middle), Vero Beach Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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