108 Lake Avenue # 202, FL 33460, FL, 33460
Active127 days on marketListed Apr 6, 2026MLS #B26011541
About this home
108 Lake Avenue # 202, FL 33460
Experience coastal living at its finest in this stunning two-story loft just moments from the beach. Perfectly situated in a highly convenient location, this newer building offers modern design, comfort, and style all in one. Step inside to discover soaring ceilings, an open-concept layout, and abundant natural light that enhances the spacious feel of the home. The loft has been thoughtfully upgraded with modern finishes throughout, including sleek flooring, contemporary fixtures, and a beautifully appointed kitchen. The second-floor loft space provides flexibility—ideal for a home office, guest area, or private retreat. Great for full-time residence, vacation getaway, or investment, this property delivers the perfect blend of modern convenience and lifestyle. AC is 2018. Imapct windows.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,824
Sqft
0 ac
Lot size
2005
Year built
2
Levels
$381
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,675 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,675/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 108 Lake Avenue # 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 Lake Avenue # 202 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
108 Lake Avenue # 202 FAQs
What would the monthly payment be for 108 Lake Avenue # 202, FL 33460?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,675/mo — principal and interest, the actual property-tax bill, the $698/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 108 Lake Avenue # 202, FL 33460?+
The association fee works out to $698 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 108 Lake Avenue # 202, FL 33460?+
The most recent tax bill on record (2025) was $9,673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 108 Lake Avenue # 202, FL 33460?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Know the monthly fee
The association fee is $698/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $725,000, now $695,000 — a $30K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.