550 S Ocean Boulevard # 1004, Boca Raton FL 33432, BOCA RATON, FL, 33432
Active125 days on marketListed Apr 12, 2026MLS #B26014544
About this home
550 S Ocean Boulevard # 1004, Boca Raton FL 33432
Exquisite direct oceanfront residence at the iconic Chalfonte Condominium, offering an unparalleled beachfront lifestyle directly on the sand. This fully reimagined two-bedroom home showcases bespoke finishes, a refined open-concept design, and a sophisticated modern kitchen curated for effortless entertaining. Floor-to-ceiling views capture the endless Atlantic, filling the residence with natural light and coastal serenity. An expansive private balcony invites you to savor sunrises, sea breezes, and the ultimate in South Florida luxury living. A rare and prestigious offering in the heart of Boca Raton.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,446
Sqft
0 ac
Lot size
2
Garage
1974
Year built
1
Levels
$1,279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$14,031 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,031/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.2%
$/sqft vs Boca Raton actives
$1,279 vs $319
Days on market
125 vs 56 typical
Where $1,279/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Raton
Get to know Boca Raton. See the full Boca Raton guide →
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
52 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 236% above the Boca Raton median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 550 S Ocean Boulevard # 1004
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,280,000
550 S Ocean Boulevard # 703, Boca Raton FL 33432
2 bd · 2 ba · 1,446 sqft · $885/sqft · 18 DOM
Sold · Mar ’26$1,275,000
550 S Ocean Blvd # 05, Boca Raton FL 33432
2 bd · 2 ba · 1,448 sqft · $881/sqft · 58 DOM
Sold · Jul ’26$1,350,000
500 S Ocean Boulevard # 2205, Boca Raton FL 33432
2 bd · 2 ba · 1,448 sqft · $932/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 550 S Ocean Boulevard # 1004 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 550 S Ocean Boulevard # 1004 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
550 S Ocean Boulevard # 1004 FAQs
What would the monthly payment be for 550 S Ocean Boulevard # 1004, Boca Raton FL 33432?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,031/mo — principal and interest, the actual property-tax bill, the $1,647/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 550 S Ocean Boulevard # 1004, Boca Raton FL 33432?+
The association fee works out to $1,647 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 550 S Ocean Boulevard # 1004, Boca Raton FL 33432?+
The most recent tax bill on record (2026) was $18,571. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 550 S Ocean Boulevard # 1004, Boca Raton FL 33432?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $1,850,000, this home is listed about 236% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$1,850,000 runs 236% above the Boca Raton median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,647/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
125 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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