CENTURY 21 Edge
$452,0002 bd1 ba760 sqft$595 /sqft$3,681 /mo all-in ↓

523 N K Street, FL 33460, FL, 33460

Active114 days on marketListed Apr 17, 2026MLS #B26016943

Single Family ResidenceLAKE WORTH TOWN OF

About this home

523 N K Street, FL 33460

Adorable Key West style two bedroom cottage located just blocks from historic and thriving downtown Lake Worth and minutes to beach. There is a separate pantry/laundry room and a separate front porch / Florida room both featuring marble flooring and 2 year new a/c unit. The rest of the home has bamboo flooring and central a/c. The property is on a huge double lot featuring a half-court basketball court, easy to convert garage, double gate for a boat or RV, with landscaping, and new irrigation pump. New bath tub and tile in bathroom

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

760

Sqft

0.15 ac

Lot size

1

Garage

1925

Year built

1

Levels

$595

Per sqft

Furniture For Sale,Furniture NegotiablePets allowed

Inside

FlooringMarble · Wood
AppliancesElectric Water Heater · Disposal · Dryer · Ice Maker · Microwave · Refrigerator · Washer
InteriorNo Interior Features · Florida Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Wall/Window Unit(s)
HeatingCentral
FurnishedFurniture For Sale,Furniture Negotiable

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionFrame · Frame With Stucco · Stucco
FacesEast
Parking1 Space · 2 Or More Spaces · Detached · Open · Parking Garage · On Street
ExteriorRoom For Pool

Community & fees

Taxes (2025)$7,926/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,681 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,661
FHA mortgage insurance (est.)$200
Property tax — 2025 actual bill$661
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,820Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,820
Interest rate6.00%
Loan term

Estimated payment

$3,681/mo

Principal & interest$2,661
FHA mortgage insurance (est.)$200
Property taxes (actual bill)$661
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 523 N K Street

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

801 S C Street, FL 33460Sold · Jun ’26

$277,000

801 S C Street, FL 33460 · same community

3 bd · 1.5 ba · 760 sqft · $364/sqft · 8 DOM

423 N F Street, FL 33460Sold · Oct ’25

$299,000

423 N F Street, FL 33460 · same community

2 bd · 1 ba · 780 sqft · $383/sqft · 108 DOM

427 N J Street, FL 33460Sold · Jun ’26

$365,000

427 N J Street, FL 33460 · same community

2 bd · 2 ba · 800 sqft · $456/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 523 N K Street — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 523 N K Street — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

523 N K Street FAQs

What would the monthly payment be for 523 N K Street, FL 33460?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,681/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 523 N K Street, FL 33460?+

The most recent tax bill on record (2025) was $7,926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 523 N K Street, FL 33460?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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523 N K Street, FL 33460, FL — 2 Bed, 1 Bath — $452,000 | CENTURY 21 Edge