Lot 7 SW Bum Gardener Drive, FL 32340, FL, 32340
Active117 days on marketListed Apr 20, 2026MLS #B26017779
About this home
Lot 7 SW Bum Gardener Drive, FL 32340
This centrally located, high and dry 1.74-acre lot in Madison offers a fantastic opportunity. It is a non-HOA, virgin wooded lot situated between two main roads, providing paved road access from SW MLK Jr. Dr and SW Bum Gardener Dr. Zoned R2, this parcel permits the construction of various types of residences, including conventional single-family homes, duplexes, multi-family units, tiny homes, or short-term vacation rentals. Notably, there is no minimum dwelling size specified in the city code. Utilities are available in the area; please call the City of Madison Utility for connection details and fee information. Tallahassee, the closest major city, is just 58 minutes away. Nearby attractions include Madison Blue Spring State Park & Falmouth Springs. Owner financing available 50% down with owner financing.
Facts & features
The home at a glance
1.74 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$399 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$399/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near Lot 7 SW Bum Gardener Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$247,000
1074 EMPORIA ROAD · same community
2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET · same community
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 7 SW Bum Gardener Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 7 SW Bum Gardener Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 7 SW Bum Gardener Drive FAQs
What would the monthly payment be for Lot 7 SW Bum Gardener Drive, FL 32340?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $399/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 7 SW Bum Gardener Drive, FL 32340?+
The most recent tax bill on record (2025) was $131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.