118 S J Street, FL 33460, FL, 33460
Active107 days on marketListed Apr 24, 2026MLS #B26020016
About this home
118 S J Street, FL 33460
Cute as button 2 bedroom 1 bath bungalow in heart of Lake Worth Beach. Recently remodeled with open floor plan, modern kitchen, new bathroom, tankless gas water heater, low-E windows and washer and dryer. Re-roof completed in 2022. Wonderful front porch and back patio, with a fenced-in yard. Situated in the Southeast Lucerne Historic District with Multifamily (MF-30) zoning that allows for another residence to be built on property. The possibilities here are endless. Concepts of shipping container ADU have been previously reviewed by Historic Preservation. Home is less then 2 blocks from restaurants, bars, shopping and just over the bridge to the beach.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
756
Sqft
0.08 ac
Lot size
1925
Year built
1
Levels
$483
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,981 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,981/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 118 S J Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$277,000
801 S C Street, FL 33460 · same community
3 bd · 1.5 ba · 760 sqft · $364/sqft · 8 DOM
Sold · Oct ’25$299,000
423 N F Street, FL 33460 · same community
2 bd · 1 ba · 780 sqft · $383/sqft · 108 DOM
Sold · Jun ’26$365,000
427 N J Street, FL 33460 · same community
2 bd · 2 ba · 800 sqft · $456/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 118 S J Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 118 S J Street — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
118 S J Street FAQs
What would the monthly payment be for 118 S J Street, FL 33460?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,981/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 118 S J Street, FL 33460?+
The most recent tax bill on record (2025) was $6,143. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 118 S J Street, FL 33460?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.