CENTURY 21 Edge
$1,299,000$1,349,0003 bd2 ba2,314 sqft$561 /sqft$10,688 /mo all-in ↓

3661 Royal Tern Circle, Boynton Beach FL 33436, BOYNTON BEACH, FL, 33436

Active110 days on marketListed Apr 25, 2026MLS #B26020314

Reduced $50KPrivate poolSingle Family ResidenceQUAIL RIDGE CONDO 14,Royal Tern

About this home

3661 Royal Tern Circle, Boynton Beach FL 33436

Rare & stunning villa in Quail Ridge Country Club, offered at this price point. Tucked away with a private, lush garden setting, this beautifully renovated home showcases timeless neutral finishes and has been impeccably maintained. Designed for comfort and entertaining, the villa features a Sonos sound system with two zones and integrated ceiling speakers indoors and out. A charming southwest-facing front patio invites you to enjoy sunlit lunches and evening dinners. Just steps away, a newly redone infinity-style pool enhances the lifestyle. Inside, the open-concept layout offers 3 bedrooms and 2 bathrooms, with both a private dining area and a casual breakfast space. Major updates: Roof, A/C, and water heater. Easy to show. Motivated seller. Membership is mandatory at Quail Ridge CC, starting at $75,000. Quail Ridge recently celebrated 50 years of excellence, marking a significant milestone in its legacy as one of South Florida's premier private clubs. Over the past five years, the club has invested more than $50 million to elevate and modernize its amenities, ensuring an exceptional experience for its members. Enhancement highlights include a state-of-the-art Racquet Sports Center—honored with the USTA's "2025 Outstanding Racquet Sports Facility of the Year Award"—an expanded and beautifully renovated Spa & Fitness Center, and the complete redesign of both the North and South golf courses. The North Course, which reopened in February 2025, was nationally recognized as one of the top golf course redesigns of the year, earning 2nd place honors by Golf, Inc. Nestled on over 600 acres of meticulously landscaped grounds, Quail Ridge is home to 947 residences, including custom homes, villas, condominiums, and townhomes. Ideally located just 10 minutes from South Florida's finest beaches and near two major airports, Quail Ridge offers an unmatched blend of luxury, convenience, and community.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,314

Sqft

1977

Year built

1

Levels

$561

Per sqft

Private poolGarden viewPets allowed

Inside

FlooringWood
AppliancesElectric Water Heater · Dishwasher · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorCooking Island · French Doors · Vaulted Ceiling(s) · Volume Ceilings · Attic · Great Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofTile · Concrete · Tile Roof
ConstructionCBS Construction
ViewGarden
FacesSouth

Community & fees

HOA fee$1,359/mo
Taxes (2025)$20,067/yr
PetsYes
CommunityTennis · Buyer Approval Required · Clubhouse · Exercise Room · Golf Course Community · Management On Site · Mandatory Hoa · Pool · Security Patrol · Sidewalks · Spa/Hot Tub · Tennis Court(s) · Whirlpool

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,688 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$1,672
HOA fee — from the listing$1,359
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$10,688/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$1,672
HOA / condo fee$1,359
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$757KedgeAI estimate $845,199 · range $788K$912K$1.4M

vs edgeAI estimate

+53.7%

$/sqft vs Boynton Beach actives

$561 vs $235

Days on market

110 vs 64 typical

Where $561/sqft sits among the 399 Boynton Beach actives

132
129
71
33
12
22 · this home
$119–193$193–266$266–340$340–414$414–488$488+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Quail Ridge

Map of 3661 Royal Tern Circle, Boynton Beach FL 33436 inside its neighborhood boundary

Get to know Boynton Beach. See the full Boynton Beach guide →

Quail Ridge — neighborhood snapshot

Population

740

Median age

68

Median income

$127,988

Median home value

$392,259

Avg household

2

Households w/ children

77%

For the school run

Palm Beach County School District

ElementaryCrosspointe Elementary School★★★★
MiddleCongress Community Middle School★★★★★
HighBoynton Beach Community High★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boynton Beach market

Seller’s marketLeans buyer9.9 months of inventoryBuyer’s market

$555K$405K

Boynton Beach median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

42 of 399

Boynton Beach actives have cut their price

Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 373% above the BOYNTON BEACH 33436 median. See the full Boynton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,299,000 $50K
Apr 25, 2026Listed at $1,349,000 · 110 days on market since
1977Built · QUAIL RIDGE CONDO 14,Royal Tern

Reality check

What actually sold near 3661 Royal Tern Circle

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4511 Meadowlark Lane, Boynton Beach FL 33436Sold · May ’26

$951,000

4511 Meadowlark Lane, Boynton Beach FL 33436

3 bd · 2 ba · 2,314 sqft · $411/sqft · 7 DOM

37 Clubhouse Lane, Boynton Beach FL 33436Sold · Jun ’26

$565,000

37 Clubhouse Lane, Boynton Beach FL 33436

3 bd · 2.5 ba · 2,285 sqft · $247/sqft · 44 DOM

4596 Sanderling Circle W, Boynton Beach FL 33436Sold · Jun ’26

$855,000

4596 Sanderling Circle W, Boynton Beach FL 33436

3 bd · 3 ba · 2,251 sqft · $380/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3661 Royal Tern Circle — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3661 Royal Tern Circle — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3661 Royal Tern Circle FAQs

What would the monthly payment be for 3661 Royal Tern Circle, Boynton Beach FL 33436?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,688/mo — principal and interest, the actual property-tax bill, the $1,359/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3661 Royal Tern Circle, Boynton Beach FL 33436?+

The association fee works out to $1,359 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3661 Royal Tern Circle, Boynton Beach FL 33436?+

The most recent tax bill on record (2025) was $20,067. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3661 Royal Tern Circle, Boynton Beach FL 33436?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boynton Beach?+

At $1,299,000, this home is listed about 300% above the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3661 Royal Tern Circle, Boynton Beach FL 33436?+

Crosspointe Elementary School (elementary), Congress Community Middle School (middle), Boynton Beach Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,299,000 runs 373% above the BOYNTON BEACH 33436 median — but at 2,314 sqft it's also 62% larger than the typical Boynton Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $1,359/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $1,349,000, now $1,299,000 — a $50K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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