408 N J Street, FL 33460, FL, 33460
Active104 days on marketListed Apr 27, 2026MLS #B26020901
About this home
408 N J Street, FL 33460
Live the beach life without the hassle. A perfectly located rental where everything you love is just minutes away. You're a quick ride to the beach and only a 9-minute walk to downtown, putting restaurants, cafés, nightlife, and local charm right at your fingertips. This home is all about easy, coastal living. Bright, comfortable, and inviting, it's the kind of place you come home to and instantly relax. Whether you're grabbing coffee on Lake Ave, heading out for dinner, or catching a sunset by the water, your days here feel effortless.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,000
Sqft
0.08 ac
Lot size
1978
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 408 N J Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$265,000
1101 N E Street, FL 33460 · same community
2 bd · 1 ba · 1,012 sqft · $262/sqft · 11 DOM
Sold · Nov ’25$350,000
1031 N C Street, FL 33460 · same community
2 bd · 1.5 ba · 981 sqft · $357/sqft · 132 DOM
Sold · Jul ’26$569,000
918 N Palmway, FL 33460 · same community
3 bd · 2 ba · 1,038 sqft · $548/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 408 N J Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 N J Street — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
408 N J Street FAQs
What would the monthly payment be for 408 N J Street, FL 33460?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 408 N J Street, FL 33460?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.