, FORT PIERCE, FL, 34949
Active88 days on marketListed Apr 27, 2026MLS #B26020975
About this home
We are proud to welcome you to the ISLAND LIFE on S. Hutchinson Island. Where the breezes are gentle, the beaches are free & life is at a slower pace. Most restaurants, bars, shops & beaches are just a walk or bike ride away. Parking is free & available all over the island. As you walk into the unit you are greeted by the spaciousness of this condo. 10 foot ceilings, wide rooms & the open views of the Ft Pierce Inlet greet you. This home is spotless, everything is flawless. The AC unit, hot water heater & all kitchen appliances were replaced this year. The community boasts lg pool, clubhouse with gym & more. Boaters will love the on-site marina, which can handle up to a 100 ft yacht. There are also 6 other marinas in the area. Plus boatyards for servicing your boat. The outside area features walking paths, picnic tables and grill area, bocce ball, tennis and pickleball have been added. There is also a dog park right across the parking lot from this building. The calendar is full of activities for you to enjoy. Life at Harbour Isle, outstanding. Come see what you have been missing. More photos by the end of the week.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,989
Sqft
0 ac
Lot size
2006
Year built
1
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Fort Pierce actives
$216 vs $207
Days on market
88 vs 68 typical
Where $216/sqft sits among the 399 Fort Pierce actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Beach
Get to know Fort Pierce. See the full Fort Pierce guide →
South Beach — neighborhood snapshot
Population
4,027
Median age
65
Median income
$67,737
Median home value
$384,267
Avg household
2
Households w/ children
23%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$270K → $185K
Fort Pierce median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
52 of 399
Fort Pierce actives have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the FORT PIERCE 34949 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$375,000
16 W Harbour Isle Dr Drive W # 106, Fort Pierce FL 34949
2 bd · 2 ba · 1,989 sqft · $189/sqft · 23 DOM
Sold · Mar ’26$315,000
37 E HARBOUR ISLE DRIVE E UNIT 206
2 bd · 2 ba · 1,989 sqft · $158/sqft · 134 DOM
Sold · Jan ’26$315,000
37 E Harbour Isle Dr E # 206, Fort Pierce FL 34949
2 bd · 2 ba · 1,989 sqft · $158/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,171/mo — principal and interest, the actual property-tax bill, the $897/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $897 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $4,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $430,000, this home is listed about 28% above the Fort Pierce median of $336,490. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$430,000 runs 17% above the FORT PIERCE 34949 median — but at 1,989 sqft it's also 35% larger than the typical Fort Pierce listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $897/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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