12821 N 86th Rd Road N, FL 33412, FL, 33412
Active105 days on marketListed Apr 28, 2026MLS #B26021488
About this home
12821 N 86th Rd Road N, FL 33412
WELCOME TO YOUR DREAM HOME, RESTING ON A PREMIUM 1.15 ACRE LOT AND BOASTING 4 TRUE BEDROOMS, 2 FULL BATHS, 2 CAR GARAGE, HURRICANE IMPACT SHUTTERS THROUGHOUT AND THIS BEAUTY IS IN A SUPERB LOCATION! NEW ROOF TO BE INSTALLED SOON AS WELL AS A KITCHEN CABINETS FACEFIT. A SPECTACULAR RESIDENCE NESTLED IN THE HEART OF NORTHWEST PALM BEACH PERFECT FOR ENTERTAINING AND DAILY LIVING ** STEP INSIDE TO DISCOVER A SPACIOUS LIVING ROOM ADORNED WITH NATURAL LIGHT, SEAMLESSLY FLOWING INTO AN ELEGANT DINING AREA AND A LARGE SPACIOUS KITCHEN WITH AMPLE CABINET SPACE **. THE MASTER SUITE OFFERS A PRIVATE RETREAT WITH A WALK - IN CLOSET AND A BEAUTIFULLY APPOINTED ENSUITE BATHROOM, WHILE 3 ADDITIONAL BEDROOMS ARE PERFECT FOR FAMILY, GUESTS, OR A HOME OFFICE **. OUTSIDE, THE EXPANSIVE BACKYARD IS A TRUE SANCTUARY, COMPLETE WITH A SCREENED-IN COVERED PATIO, PERFECT SETTING FOR OUTDOOR GATHERINGS, BARBCUES, OR SIMPLY ENJOYING THE SERENE SURROUNDINGS. THE PROFESSIONALLY MATURE LANDSCAPED YARD ADDS A TOUCH OF PARADISE, ALL WITHIN A SHORT DISTANCE TO NEARBY PARKS AND SHOPPING *** SITUATED IN A FRIENDLY COMMUNITY WITH TOP- RATED SCHOOLS AND EASY ACCESS TO MAJOR HIGHWAYS, THIS HOME IS NOT JUST A PLACE TO LIVE, BUT A LIFESTYLE TO EMBRACE. GET YOUR CHANCE TO OWN THIS TRUE GEM IN NORTHWEST PALM BEACH!!! SCHEDULE A SHOWING TODAY !!! NO HOA ***. BRING THE BOATS, TRAILER, RV, TRAILERS AND HORSES *** LARGE VARIETY OF EXOTIC FRUIT TREES - MULTIPLE MANGO VARIETY, BANANA, COCONUT CASHEW, SAPODILLA, SOURSOP, SUGAR APPLE ***. LOTS OF ROOM FOR POOL , GUEST HOUSE, WORKSHOP ***
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,946
Sqft
1.15 ac
Lot size
2
Garage
1993
Year built
1
Levels
$370
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,615 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,615/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 12821 N 86th Rd Road N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$400,000
11617 DUDA ROAD · same community
4 bd · 5 ba · 1,960 sqft · $204/sqft · 257 DOM
Sold · Apr ’26$1,050,000
15890 COUNTY ROAD 675 · same community
3 bd · 2.5 ba · 2,000 sqft · $525/sqft · 69 DOM
Sold · Apr ’26$455,000
116 12TH AVENUE E · same community
4 bd · 2 ba · 2,052 sqft · $222/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12821 N 86th Rd Road N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12821 N 86th Rd Road N — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12821 N 86th Rd Road N FAQs
What would the monthly payment be for 12821 N 86th Rd Road N, FL 33412?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12821 N 86th Rd Road N, FL 33412?+
The most recent tax bill on record (2025) was $3,597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12821 N 86th Rd Road N, FL 33412?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.