3120 Cynthia Lane # 207, FL 33461, FL, 33461
Active102 days on marketListed May 1, 2026MLS #B26023298
About this home
3120 Cynthia Lane # 207, FL 33461
Price reduced for quick sale! Must sell to settle an estate! 2nd floor condo in an active senior community! Spacious layout with 2024 updates including kitchen cabinets, stove, water heater, electric, bathroom, and fresh paint. Existing Laminate flooring throughout, no carpet. Enjoy a screened balcony with garden views and storage closet. Lightly used vacation home, offered unfurnished; though TV is included. Also included is a home warranty for peace of mind. Murry Hills features a pool, billiards, pickleball, bocce, shuffleboard, woodshop, arts & crafts, and library. Located next to Lake Osborne with scenic walking & biking trails. Just minutes to beaches, shopping and entertainment. Association requires Min. 700 credit; no rentals first 2 years. No pet community.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
612
Sqft
0 ac
Lot size
1983
Year built
1
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,313 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,313/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 3120 Cynthia Lane # 207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$77,000
2840 Lake Osborne Drive # 109, FL 33461 · same community
1 bd · 1 ba · 612 sqft · $126/sqft · 159 DOM
Sold · Oct ’25$82,000
3120 Cynthia Lane # 204, FL 33461 · same community
1 bd · 1 ba · 612 sqft · $134/sqft · 97 DOM
Sold · Apr ’26$50,000
2840 Cynthia Lane # 212, FL 33461 · same community
1 bd · 1 ba · 612 sqft · $82/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3120 Cynthia Lane # 207 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3120 Cynthia Lane # 207 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3120 Cynthia Lane # 207 FAQs
What would the monthly payment be for 3120 Cynthia Lane # 207, FL 33461?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,313/mo — principal and interest, the actual property-tax bill, the $514/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3120 Cynthia Lane # 207, FL 33461?+
The association fee works out to $514 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3120 Cynthia Lane # 207, FL 33461?+
The most recent tax bill on record (2025) was $1,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3120 Cynthia Lane # 207, FL 33461?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Know the monthly fee
The association fee is $514/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $84,900, now $74,900 — a $10K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.